Chapter 8: Investing

A savings plan operated by a state or college to help families save money for college

You contribute to ? so some of your retirement savings will not be taxed when you withdraw it?

Savings accounts and money-market accounts are most appropriate for

Which of the following is a good investment option?

When buying and selling investments, you should not

A properly diversified mutual fund portfolio only has one of four different types of assets

Securities that represent part ownership or equity in a corporation

You should start investing as soon as you have your college education funded

A savings account sold by an insurance company

Some employers will match employee contribution. You should fund your plan anyway. This is:

If you own stock in a company that issues a portion of its earning to shareholders, you can:

Money that is invested, either tax deferred or tax free, within a retirement plan

Money markets are great for your emergency fund due to their liquidity and stability

You can start investing with a small amount of money

A list of your investments

A young investor willing to take a moderate risk for above-average growth would invest in

Which of the following statements about the stock market is false?

Relationship of substantial reward compared to the amount of risk taken

Quality of an asset that permits it to be converted quickly into cash without loss of value

If you get into financial trouble, borrowing against your retirement plan is a good option

A reason that people need to save and invest is to

Employee benefits packages

If you leave a job and have $$ in your employerʹs retirement plan, always roll that money into:

Which statement is true about liquidity?

Single stocks and mutual funds carry the same amount of risk

The government agency responsible for regulating the stock market

War bonds finance military ops during war time. The last time they were issued: Vietnam War

The benefit of diversification in your investments is

A retirement plan found in nonprofit organizations such as churches, hospitals and schools

What is the Rule of 72?

Distribution of part of a companyʹs earnings, decided by their BOD, to some shareholders

Good investment portfolios are extremely complex

Saving and investing have nothing to do with the amount of money you make

Piece of ownership in a company, mutual fund or other investment

Federal agency that collects taxes and interprets and enforces the Internal Revenue Code