WISE Test Review- 2

Investors select "blue chip" stocks because they:

Managed health care plans are offered by:

 A young single person with no dependents:

If you are denied credit based on your credit report, within 60 days you are entitled to a:

A loan you pay back in monthly payments for one or more years

Employees prefer direct deposits because:

Financial services and products generally offered by banks and credit unions include:

The total amount of money in the United States:

 If a loan is paid back in one payment, it is called a _________ loan.

Being under-insured or the lack of life insurance typically results in

How can individuals be prepared for losing their job or having a large medical expense?

What has the highest potential growth rate and the highest risk of loss?

A company raises capital (money) when it:

Investment that holds a range of different investment instruments, providing diversification

Why would you rent a safe deposit box?

Almost all managed care plans require:

Many medical insurance policies do not cover or severely limit medical care received

A consumer reports the theft/ loss of a debit card to the bank within 2 days, he is liable for

Generally, the higher the deductible on an insurance policy, the______

Stocks have the _______________ potential growth rate and the ____________ risk of loss

Savings accounts have __________ interest rates and the _________ potential growth rate

Checking and savings accounts are safe because they are:

There is greater risk involved in a speculative investment; therefore there is a

Conservative investments are usually

The amount of money that a life insurance policy will pay to the beneficiary is referred to as: