Saving and Investing

Question 1

Professionally managed group of investments bought using pool of money from multiple investors

Accepted Answer

mutual funds

Question 2

The amount of money deposited by the saver.

Accepted Answer

principal

Question 3

Prolonged period of rising stock prices and a general feeling of investor optimism

Accepted Answer

Bull Market

Question 4

Stocks of large, well established corporations with a solid record of profitability

Accepted Answer

blue chip stocks

Question 5

Why should you look for investments that earn at least 6%?

Accepted Answer

taxes and inflation

Question 6

Based on the "Rule of 72", how long until your money doubles if the interest rate is 12%

Accepted Answer

6 years

Question 7

Your ability or inability to access the money in your investments is related to

Accepted Answer

liquidity

Question 8

Dave Ramsey stated the following related to savings

Accepted Answer

It is for 5 years or less

Question 9

This is when your investments earn more than you earn from your job.

Accepted Answer

pinnacle point

Question 10

Improving your personal skills, education, etc... is an example of investing in

Accepted Answer

human capital

Question 11

The DOW Jones Industrial Average consists of how many companies

Accepted Answer

30

Question 12

Dave Ramsey's Five Foundations - Foundation # 5

Accepted Answer

Build wealth and give

Question 13

the chance that an investments value will decrease

Accepted Answer

risk

Question 14

Prolonged period of decreasing stock prices and a general feeling of investor pessimism.

Accepted Answer

Bear Market

Question 15

Dave Ramsey's Five Foundations - Foundation # 3

Accepted Answer

Pay cash for car

Question 16

Using dividends earned to buy more shares.

Accepted Answer

dividend reinvestment

Question 17

A unit of ownership in a corporation

Accepted Answer

Stocks

Question 18

The term "don't put all your eggs in one basket" is related to

Accepted Answer

diversification

Question 19

Dave Ramsey stated the following related to investing

Accepted Answer

It is for 5 years or more

Question 20

Dave Ramsey's Five Foundations - Foundation # 2

Accepted Answer

Get out of debt

Question 21

the use of savings to earn a financial return

Accepted Answer

investing

Question 22

A debt instrument by which a company owes you money.

Accepted Answer

bonds

Question 23

Dave Ramsey's Five Foundations - Foundation # 4

Accepted Answer

Pay cash for college

Question 24

decrease in the value of the dollar over time...goods and services become more expensive

Accepted Answer

inflation

Question 25

Dave Ramsey's Five Foundations - Foundation # 1

Accepted Answer

Save a $500 Emergency Fund

Question 26

The part of a corporation's profits that are paid to it's shareholders

Accepted Answer

dividends

Question 27

You have $100 and it is earning 10% compounding annually. How much will have after 4 years?

Accepted Answer

$146.41

Question 28

The money paid by a financial institution for the use of the saver's money

Accepted Answer

interest

Question 29

This is a low risk bank savings account with check writing privileges

Accepted Answer

money market

Saving and Investing

Questions 29

Saving and Investing

Questions 29