must be payback and are almost never forgiven.

What is a key characteristic of private colleges?

Rely on tuition, fees, and donations for funding

Common disadvantages of starting your own business are having

long and unpredictable work hours, no guaranteed paychecks, and stress.

With a career, you will

have higher earning potential than a job.

What do liberal arts colleges primarily emphasize?

A broad range of academics including humanities

What is a unique feature of service academies?

They are free and require post-graduation service

Over the next 10 years, skilled trades job sare expected to

increase faster than the national average

Though each skilled trade job comes with unique working conditions, the work

can be difficult and physically demanding

When selecting a career, it is recommended that you

have a backup career path in case your first choice doesn't go as planned.

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2025 Career Review #1

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Questions 87

Answers

1
It is wise to make adjustments to one's career path if your academic levels, educational history, and capabilities don'
true
false
2
Student loans
are often forgiven.
must be payback and are almost never forgiven.
only need to be payback if you have a job.
are like free money.
3
There are no disadvantages to becoming an entrepreneur.
True
False
4
What is a key characteristic of private colleges?
Focus mainly on technical training
Offer free tuition for all students
Rely on tuition, fees, and donations for funding
Funded by the state government
5
An academic degree awarded by universities or colleges upon completion of a course of study demonstrating mastery.
Masters Degree
Associates Degree
Bachelors Degree
Doctorate Degree
6
A college degree that usually takes 4 years to complete.
Doctorate Degree
Associates Degree
Masters Degree
Bachelors Degree
7
Why are more people deciding to become entrepreneurs?
An improving economy.
Desire for higher income.
Desire for independence.
All of the Above.
8
An example of a soft skill, would be
athletic skills.
teamwork skills.
computer skills.
9
When employers are looking for job candidates, they desire those with
a set of strong soft skills.
a sense of humor.
good looks.
10
A "job" has many more benefits than a "career."
True
False
11
They are designed to give you the experience of an intro-level college class while you’re still in high school.
dual credit class
transcript
scholarships
SAT
12
Unlike a job, a career is easy to obtain and takes no planning.
True
False
13
Student loans are not taken very seriously by the government and are almost always forgiven.
True
False
14
Why do most people choose to work for someone else?
Because there is less risk when workingfor someone else.
The need for a steady paycheck.
All of the above.
Because it is easier to do so.
15
The amount of student debt the average graduate has is
$37,500
$10,000
$3,500
$20,000
16
The most common characteristic that successful entrepreneurs share is being
All of the above.
a risk-taker.
tech savvy.
mechanically inclined.
17
A permanent record of all the classes you take and grades you earn while in high school or college.
scholarships
transcript
SAT
dual credit class
18
For an entrepreneur,_____ is helpful for coming up with new ideas and ways to gain an advantage.
being highly educated
being dishonest
being creative
None of the above
19
A university that is predominantly funded by public means through a national or subnational government.
Community College
Public University
Private College
None Of The Above
20
A job can be a good testing ground to see if you like a certain type of work or career.
True
False
21
Common disadvantages of starting your own business are having
slow pace of work and lack of freedom.
long and unpredictable work hours, no guaranteed paychecks, and stress.
no friends and a lack of excitement.
None of the above.
22
An independent school that sets its own policies and goals, and is privately funded.
Community College
Public University
None Of The Above
Private College
23
Starting and running a business is full of risks.
False
True
24
A lack of understanding of the earning potential and job opportunities for trade jobs has discouraged young people
False
True
25
It is extremely unlikely that electricians, plumbers, wielders, and other tradesperson can make over $100,000 a year.
True
False
26
A skilled tradesperson may
all of the above
repair something
build something
install something
27
With a career, you will
have higher earning potential than a job.
earn exactly the same as a job.
earn less than a job.
28
Which type of college is partially funded by the state government and offers lower tuition for in-state residents?
Community Colleges
Private Colleges
Public Colleges
Technical Colleges
29
Starting a business is often considered boring.
False
True
30
The entrance exam used by most colleges and universities to make admissions decisions. (36 points possible)
AP Class
SAT
ACT
Dual Credit Class
31
According to the Bureau of Labor Statistics the average salary of an entrepreneur is about
$100,000
$45,000
$180,000
$1,000,000
32
Financial awards designed to help students pay for an undergrad degree.
Dual Credit Class
AP Class
ACT
Scholarship
33
What do liberal arts colleges primarily emphasize?
Military training
A broad range of academics including humanities
Only religious studies
Technical skills and trades
34
What is a unique feature of service academies?
They only admit female students
They focus on religious studies
They are free and require post-graduation service
They focus on liberal arts education
35
Depending on the trade, a person can gain entry level skills to work in the trades by
All of the above
attending community college
attending an adult education or state program
entering an apprenticeship
36
Over the next 10 years, skilled trades job sare expected to
None of the above
increase faster than the national average
decrease faster than the national average
stay the same
37
An apprenticeship is when a person learns a trade on the job asthey work for an experienced craftsman.
False
True
38
More and more students are taking out student loans because career schools and colleges have become more expensive.
False
True
39
A student loan shouldn't be thought of as an investment tool but instead as money to fulfill a person's wants and desire
True
False
40
A college degree that usually takes 2 years to complete.
Bachelors Degree
Masters Degree
Associates Degree
Doctorate Degree
41
Though each skilled trade job comes with unique working conditions, the work
is always easy
doesn't require manual labor
can be difficult and physically demanding
All of the above
42
Advantages of planning your career path well is that there will be
less surprises or problems on the path.
the faster you will reach your career goal.
All of the above.
the more likely you will find a rewarding career.
43
Which type of college typically has the lowest tuition costs?
Public college
Liberal arts college
Community college
Private college
44
If you don't payback a student loan, the government
will not care.
None of the above.
can garnish your paycheck.
will eventually forgive you.
45
With a career, a person plans to grow and develop their skills and advance in their field or profession.
False
True
46
Skilled trades workers are retiring in large numbers, and there aren’t enough skilled young people to take their place.
True
False
47
Technical colleges often prepare students for careers such as
Teachers and librarians
Plumbers and electricians
Lawyers and doctors
Politicians and diplomats
48
There has been an increase in the interest to start businesses by minorities, immigrants, women, and young adults.
False
True
49
When selecting a career, it is recommended that you
only match your interests.
have a backup career path in case your first choice doesn't go as planned.
None of the above.
choose the career that makes the most money.
50
When we are younger, we often have a job to earn money or gain some work experience before starting our career.
True
False
51
With a career, the motivation is
advancement and the ability to earn more.
All of the above.
personal satisfaction.
52
The U.S. is experiencing a serious shortage of
All of the above.
Postal workers
skilled trades workers
Taxi drivers
53
A "career" requires
no training or skills.
education, specialized training, or a set of skills.
only soft skills.
54
The average salary for a skilled trades jobs
49,000 per year
35,000 per year
None of the above
25,000 per year
55
State and community colleges
are much cheaper than private schools.
None of the above.
are more expensive compared to private schools.
are bad investments and should be avoided.
56
When employers are looking for job candidates, they desire those with a set of strong soft skills.
False
True
57
Community colleges and apprenticeships are very expensive and should be avoided if you desire to gain skills in a trade.
True
False
58
Before selecting a career it is helpful to evaluate your
Interests
All of the Above
Values
Talents
59
Borrowing money to obtain a certificate, skill, or degree,
should be driven by emotion.
None of the above.
is always a bad idea.
can be a good idea when properly evaluated as an investment.
60
A job can be a
a good way to develop soft skills.
waste of time.
None of the above.
61
There are a wide range of different industries in which skilled trades workers are employed such as
retail
all of the above
building and automotive
law
62
A lack of growth and low demand means there are few job opportunities and wages are for skilled trade workers.
False
True
63
What will students be able to better judge by understanding a career pathway?
When they will be hired.
All of the Above.
If their capabilities, academic levels, educational history match well with
If the job has vacation benefits.
64
An entrepreneur decides when they want to work and how long they want to work.
True
False
65
What is the fastest growing group of people choosing to become entrepreneurs?
Older people
Men
Women
All of the above.
66
Each day you go to work as a tradesperson, you can look back at your accomplishment and feel proud and have self-worth.
False
True
67
One in four people that have student debt are delinquent or in default on their loans.
True
False
68
The U.S. is experiencing a shortage of skilled tradespersons because
a large number of skilled trades workers are retiring.
the myth that working in a trade is a dead-end career and less worthy
All of the above
high school vocational programs have been disappearing
69
Most people plan to be at a "job" for
None of the above
the short-term.
the long-term.
for life.
70
You must begin paying back a student loan
when you are read to do so.
only when you find a job.
None of the above.
soon after you graduate.
71
Historically Black Colleges and Universities (HBCUs) were established to
Serve only international students
Focus on technical education
Serve African American students in the pre-civil rights era
Provide online education
72
The advantages or benefits of being an entrepreneur is
freedom and excitement.
earning potential.
All of the above
control.
73
State and community colleges are
good bargains and provide a good education.
None of the above.
are only for students that had bad grades in high school.
are not good bargains and provide a poor education.
74
Which colleges typically offer two-year programs and prepare students for careers or to transfer to four-year schools.
Technical College
Public college
Community college
Private college
75
What percentage of all businesses fail within the first year?
10 percent.
50 percent.
25 percent.
80 percent.
76
A higher education organization that offers associate degrees and has one or more locations in your city.
None Of The Above
Community College
Private College
Public University
77
If your personal values are NOT in-line with your career,
None of the above.
you will be successful at the job.
you will be more motivated to work.
you will likely be dissatisfied and unfilled at work.
78
Having a skill that is in demand can be equal and better than having a four-year degree.
True
False
79
This degree is the highest level of academic degree in most fields.
Doctorate Degree
Bachelors Degree
Masters Degree
Associates Degree
80
Stacy works at Walmart and earns $10.25 per hour. What is her gross pay if she works 17 hours this week?
$164.25
$174.25
$170.50
$150.00
81
Skilled trades are often considered “hands-on” jobs and require manual labor.
False
True
82
An entrepreneur is someone that
starts their own business.
None of the above.
doesn’t like to take a risk.
works for someone else.
83
Religious-affiliated colleges
May require students to take some religion-related courses
Do not offer any non-religious courses
Only accept students of a particular religion
Are always public institutions
84
Things that you are good at doing because you learned how to do them, are
All of the above
Talents
Values
Skills
85
John earns $10.50 per hour at Kohls. What is his hourly wage for overtime over 40 hours per week (time and a half)?
$15.25
$15.00
$15.75
$10.75
86
Test that measures the critical thinking, mathematical reasoning, and writing skills. (1600 points)
SAT
Dual Credit Class
AP Class
ACT
87
When borrowing money, the main goal for obtaining an education should be to
have fun.
improve your future by being able to obtain a good paying job.
None of the above.
experience college life.

2025 Career Review #1 Flashcards | StudBud