Adult Roles Unit 4 Review (Ch 12-14)

Which of these is not an important consideration when evaluating ads?

Infomercials are designed to seem like regular programming, such as a talk show or news show

How would you define the term "finance charge"?

Which of these guides your spending?

How are Social Security taxes usually listed on a pay stub?

One way to avoid impulse buying is to take extra $ with you when shopping

The key to financial fitness is managing your finances well.

Which investment option is highly diversified?

Most stores set time limits for the return of items.

Which of the following is not a typical way an employee's pay is determined?

Where might you find a coupon for $10 off on a smartphone?

What is a grace period?

Which of these is not something that is paid for by social security taxes?

Shoplifting is a crime that can result in arrest, fines, and imprisonment.

What statement can be made concerning the Better Business Bureau?

A well-known golfer creates a 30 second ad in which she praises a specific brand golf club.

Warehouse clubs often sell products in bulk, or large quantities

Harry sells vehicles. He is paid based on the total cost of the vehicles he sells.

What is the main reason ads during major sports events are more expensive?

Each advertisement placed on radio and tv generally lasts 2-3 minutes.

You get a phone call asking you to subscribe to a news magazine. What is the an example of?

Ads in newspapers generally reach a wider national audience than ads in magazines.

A cosmetic company advertises that its face cream prevents wrinkles, but only softens skin

Interest that is calculated both on the $ in the acct plus the interest you have earned?

Department stores specialize in selling discounted goods from a single manufacturer

Most advertising is meant to appeal to retail store managers.

In which of these situations is information about a skateboard most likely biased?

When consumers are optimistic about the economy, they spend more $ and the economy grows.

Which of these could be used to invest money for retirement?

What agency collects federal income tax?

Type of advertising in the form of letters, brochures, catalogs, or coupon booklets?

Why is it important to use credit responsibly?

When a celebrity recommends a product, you should keep in mind that he is probably being paid

Which of these forms is used to complete a federal tax return?

When you take back an item to a store, you must follow the store's pyramid policy.

Mabel is getting calls and notices from a cc company she doesn't know. What is she victim of

Which of these is not a consumer right?

This insurance ensures that medical bills are paid in case of serious illness or accident?

Which of these are important influences on consumer spending?

A new deodorant is the strongest on the market and will prevent sweating. What technique?

The Better Consumer Bureau provides reports on local businesses and helps resolve complaints

Which of these is true concerning store return policies?

Type of investment in which you deposit $ with a bank for a specified period of time at agreed%

When you use a credit card, the amount of the purchase is immediately taken out of your account

What type of insurance would ensure your children's financial needs in case you die?

Which is not a place to go to purchase a secondhand sofa?

When evaluating ads, it is important to separate emotional appeals and opinions from facts.

You bought a new flat screen tv. Where can you probably find the most reliable info to set up

Consumers have responsibilities, but no rights.

What kind of banking are using if you use the Internet to find your checking account balance?

What do you call the bank, or other financial institution, that you owe money to?

The bold print in ads often gives details that limit the special offers being promoted

Which is not a good way to protect your identity?

The safest way to invest is to put all your money in a single type of investment

Federal tax forms are available in most libraries or may be downloaded from IRS website