Personal Finance Final

It's your responsibility to know about all of the ____ before choosing a bank.

A fixed, annual rate of pay that doesn't change by working more or fewer hours is called ____

Comprehensive coverage pays for loss or damage to your car caused by ______.

When someone says they need to file their taxes, they are talking about filling out a _____.

The (FDIC) and (NCUA) Keep your money in the bank Insured up to _____ per account.

The amount of interest charged on a debt but not yet collected is called ____?

When is the right time to start creating and living by a budget?

To decide if you are passionate about something, consider ______

Your money personality impacts ____

What is the first Foundation?

You should always make sure you have a

Once you are out of school, have started your career, and have 0 debt, your emergency fund should have _____

The purpose of life insurance is to replace your ____ when you die.

Credit cards that offer flashy rewards like airline miles often ______

Why should you never buy the extended warranty?

An important money principle to consider is that you should ____ and ____ your money.

The tax on the purchase of goods or services is called ____.

If you really want to save money, you've got to ______

The Proximity Principal says: To do what you want, you need to be __people that are doing it and in _where it's happeni

_____ will cover you if someone steals your personal information.

The money you earn hourly for your time and effort at work is called your ____.

A bank can help you ____ your money and keep it ____.

What does a budget show you?

FAFSA is the federal application required to ______

Consumption tax pays for things everyone gets to enjoy, like _____.

Which is an example of an appreciating asset?

The best way to budget is _____

Always keep your filed taxes for at least 3 years in case the IRS decides to ___ your tax return.

The only place you should keep your emergency fund is _____

An easy way to avoid ending up with errors in your checking account is to simply ______

Life insurance guarantees your loved ones get a certain amount of money when you ____.

This type of home insurance covers the structure of your home.

How often should you create a budget?

What is NOT a benefit of working while in school?

If your assets total more than your liabilities, you will have a(n) ____ net worth.

The debt snowball method involves _____

Which of the following is most likely to need the help of a tax professional?

The best way to make the contribution you were born to make is by doing work _____

To know your net worth, subtract your liabilities from your ___

Personal Finance is all the financial decisions a(n) ____ must make in order to earn, budget, save, spend, and give.

Personal finance is 20% ____ and 80% ____

Your money personality can affect your ____.

Your greatest tool for building wealth is _____

What is the point where your greatest talents, passions, and values intersect?

Going to the movies is an example of what types of expenses?

Every American who earns an income must file a ____ each year.

_____ is an example of a soft skill.

Its not IF an emergency will happen, but ____

when you buy specific items like cigarettes, alcohol, airline tickets or gas, you will pay _______.

Getting good grades, driving safely, and driving an older car are examples of ways you can ____.

A debit card, ATM access, payroll direct deposit, and checks are basic features of _____.

When you set your financial goals, they should be _____

The first priority in your budget should be ______.

Which of these would count as a legitimate reason to use your emergency fund?

What is the digital marketing strategy that tracks users across the web?

Wealth taxes are often dependent on ____, so it is a good idea to understand the tax rules ___.

What kind of money counts as income?

Property tax, inheritance tax, estate tax, and gift tax are all examples of ____.

Commission is when you make money based on the percentage of _____?

The first step you should take when you want to make a large purchase is ____?

To stay extra focused on your debt-free degree goal, you will need to avoid ________

If you are a victim of card fraud _____

It takes the average person _____ to pay off their student loan debt.

What's the main goal of a retail customer rewards system?

What type of insurance pays for the treatment of injuries and losses to the driver and passengers?

The deadline for filing your income tax return usually falls on _____.

Once you turn 18, you should regularly check your credit report _____

Homeowners insurance cost are _____ in states that are more susceptible to hurricanes, floods, or tornados.

Through the Affordable Care Act, you can stay on your parents health insurance until ____.

The main reasons for saving your hard earned money are ____

Without any debt, you can be outrageously ____

The purpose of an emergency fund is to ____

When you make ____ money, you will pay ____ in taxes.

The first decision you need to make in order to avoid going into debt with student loans is _______

The smartest way to buy a car is ____

An example of discretionary spending is _____

With Certificates of Deposit (CDs), you have to pay a penalty for _____.

If you see "pending" on an account charge, that means ____

The best way to build wealth is to start investing early. You should start investing money ____

Insurance helps you transfer the ____ from your bank account to the insurance company.