EverFi - Financial Literacy Cumulative Exam

Good credit is usually required for all of the following EXCEPT:

Use the figure: The set of numbers (1001) on the top-right of the check represents the:

Use the figure to answer: The first set of numbers (111000111) on the check represents the:

All of the following are examples of types of savings vehicles EXCEPT?

How often are you able to get free credit report from each major credit reporting company?

Your credit history is tracked by all of the following EXCEPT:

All of the following could potentially damage your credit score EXCEPT?

Use the Credit Card Disclosure to answer: What is the normal APR on purchases after 1 year?

Which of the following is an advantage of federal student loans?

Which of the following provides the best protection against identity theft?

Which will most benefit you financially?

Which of the following steps best protects your credit history if you suspect fraud?

The period before you have to begin repaying your student loans is known as the:

Which type of bank account typically offers no interest?

Which piece of information is most useful to an identity thief?

Which of the following typically have the highest fees?

Use the table to answer the question: Jim earns $260 monthly, which statement is correct?

Use the Credit Card Disclosure to answer: What is the penalty for a late payment on this card?

The term referring to the rate of yearly interest for your credit card is commonly known as:

Borrowing a subsidized federal student loan means:

The form filed by students to receive federal financial aid for school is known as:

Use Rule 72 to see how long it takes for your money to double if it's earning 8% in interest:

Which of the following typically has the lowest fees or costs to use?