Budgeting: Income & Expenses II

Out-of-Pocket Health - medical, dental, eye care, Rx, medications

Personal Care - grooming aids, haircuts & supplies, makeup, manicure, pedicure, tanning, etc.

Housing - Rent / Mortgage Payments

Expenses paid 4 times per year

Contributions - religious, charities, service groups, schools, colleges, social clubs

Recreation - hobbies, vacation, sporting equipment, camps, amusement parks, fair, etc.

Household Supplies - cleaning / first aid / yard & garden / stationary & postage

Entertainment - theatre tickets, sporting events, snacks, etc.

Transportation - License plates / bus or subway fare / parking

Transportation - gas, repairs and upkeep

Utilities - Gas / Electric / Water / Sewage / Garbage Pick-up

Court costs & fines / summer school / late fees

Insurance - Home / Auto / Life / Health / Social Security / Etc.

Higher Education - Tuition / Room & Board / Books

Taxes - Federal / State / Local / Property / School

Credit Card Payments / Student Loans

Wardrobe Accessories - Jewelry, Shoes, Ties, Belts

Savings - Emergency Fund / For Goals

Installment Payments - Auto / Furniture / Appliances / Personal Loans / Etc.

Gifts - birthday, wedding, graduation, shower, holidays, etc.