Finance MidTerm

Record of money deposited for a stated time period at a fixed interest rate.

The largest investment companies in terms of size, profit, and/or prestige. 

A legal entity that is separate from its owners. 

A security representing a share of ownership in a company. 

A co-op nonprofit financial institution that is privately owned and controlled by its members.

Any expense that is not considered essential to the household or business.  

How much money does the FDIC insure and guarantee deposits for? 

A detailed plan to manage the spending and saving of money

The date when a bond's principal is repaid to the investor. 

Any object of value, including cash, investments, property, and personal possessions. 

An expense that changes from period to period,such as food or gasoline costs. 

To control the supply or sale of a particular product, stock, commodity, or other asset.

The cost of borrowing money expressed as a percentage of the amount borrowed? 

Which of the following will maximize your investment?

Income from rental property or other business activity where the owner isn't actively involved 

A loan that is backed by collateral such as cars, houses, or other assets. 

Which of the following is considered part stock and part mutual fund?

An expense that remains the same from period to period. 

A high-risk, high-yield bond of low credit quality

A tax deferred account that allows individuals to plan for their retirement.

The central bank of the United States.

The general rise in prices of goods and services in an economy.

An obligation that legally compels an individual to settle a debt.

The financial resources that are used to make money, which can take the form of equity or debt?

An investor's ability to cope with fluctuations in the value of their portfolio. 

A method for measuring a particular sector of the stock market

The ability of individuals to make appropriate decisions in managing their personal finances?

money’s potential to grow in value over time

The liability of a corporation’s owners for no more than they have invested in the business. 

Income from investments, including dividends, interest, or the sale of a property

Refers to the degree of uncertainty of return onan asset; the possibility of loss

The first time a company sells shares of its stock to the public. 

A private investment fund that is lightly regulated and uses leverage to invest in many markets

Which of the following is NOT an example of good debt?

The largest electronic stock exchange in the United States.

Stock of a financially sound company with a history of strong earnings and reliable dividends.

A small investment firm that specializes in a limited number of services. 

A method of raising capital through the sale of bonds, bills, or notes. 

Savings account with higher interest rates and higher minimum deposit levels.

Debt securities that are issued by a borrower to raise capital.

Financial tools such as stocks, bonds, and mutual funds that are traded on a stock exchange. 

A federal agency responsible for regulating the securities industry.  

Interest earned on both the principal amount and any interest already earned.

A method of raising capital through the sale of stock. 

What were the 1920's known as? 

The process of comparing two sets of records and getting them to correspond. 

How many Federal Reserve branch banks are located throughout our nation? 

An individual who organizes and starts a business and assumes all financial risk for it.

Companies that pool money from a large group of investors to buy stocks and other investments

A financial institution that protects persons against the risk of financial loss?