Financial Literacy Chapter 8: Investing and Retirement

Company X issued a portion of its earnings to its shareholders. You can expect to receive a:

A young investor willing to take moderate risk for above-average growth would be most interest

You can start investing with a small amount of money

If you invest in your employer's retirement plan and left the job, you can roll it over.

A retirement plan found in nonprofit organizations such as churches, hospitals, and schools

Funding your employee contribution plan whether your company matches or not

Which of the following is a good investment option?

Relationships of substantial reward compared to the amount of risk taken

Single stocks and mutual funds carry the same amount of risk

Savings account sold by an insurance company, designed to provide payments at intervals-retire 

Federal agency responsible for collecting taxes and for the interpretation and enforcement.

Saving and investing have nothing to do with the amount of money you make

Long-term investments, properly diversified, include the following mutual funds:

To ensure that some of your retirement savings won't be subject to income tax, contribute to:

Mutual fund portfolio that is diversified will have all funds in only one of four categories

Quality of an asset that permits it to be quickly converted into cash without loss of value

Distribution of a part of a company's income,decided by the board of directors, to shareholders

Employee benefits packages:

Which statement is true about liquidity?

Securities that represent part ownership or equity in a corporation

Savings accounts and money-market accounts are most appropriate for:

War bonds are to finance military operations during war and were last issued during Vietnam War

If you get into financial trouble, borrowing from your retirement plan is a good option

Money that is invested, either tax deferred or tax free, within a retirement plan.

Which of the following statements about the stock market is false?

A list of your investments

When buying and selling investments, you should not...

The benefit of diversification in your investments is:

A reason that people need to save and invest is to:

Good investment portfolios are extremely complex.

Money markets are great for emergency funds do to their liquidity and stability.

Piece of ownership of a company, mutual fund or other investment

The government agency responsible for regulating the stock market.