Financial Literacy-High School

Which would probably be the most useful piece of information to an identity thief?

Which one of these is a charge you would NOT see on a credit card.

Balancing a checkbook is the same as balancing a checking account

A cash advance is _______.

Interest is...

You don't pay for insurance on a leased car?

Cars are generally considered to be appreciating assets (value increases)

The application for federal student financial aid is called...

Which tax type are you NOT required to complete a form for to see how much you owe on taxes.

Payday lenders like Easy Money can charge up to _______ interest.

What is the penalty for using the ATM of a bank that is not your bank?

Making small purchases on your credit card is __________.

How many free credit reports are you legally entitled to per year from each credit bureau?

When it comes to savings, always..

What is a mortgage?

Which is NOT funded by the US tax dollars?

Renting and buying mean the same thing.

A budget is...

If you plan to move after a year, you should....

A credit score is ___________.

What is a down payment?

What type of bank account offers the most flexible access to your money?

The income you make affects the amount of federal taxes you will owe.

What are the two biggest influences on your credit score?

Which describes the amount you pay on each insurance claim you make?

The numbers listed at the bottom of a check are the _________ number and the __________ number.

Your roommate forgot to pay power bill. The bill is in your name. Will this lower your score?

It's a good idea to carry around your social security card with you at all times.

Best way to avoid credit card debt.

Debit cards are connected to funds in your bank account.

Which of the following does not have to be paid back?

Which insurance are people usually required to have by law?

One late payment can lower your credit score.