PCC Final Exam

Which is NOT considered an additional cost beyond tuition for higher education?

Which example shows an advantage of owning a car over leasing one?

Which of the following is NOT a major credit bureau?

A __________ is a share of ownership in a company.

What option will NOT be available if you are behind on loan payments?

When signing up for a credit card, be aware of _____, as credit card companies will offer these at an introductory rate.

True or False: Tax forms can be mailed or submitted electronically.

What is NOT a benefit of having a good credit score?

If there is a mistake with one of your bank accounts, who should you contact to resolve the issue?

How often should you fill out the FAFSA?

Earning an Associate's degree first and then transferring to a four-year college or university can be done by going to

__________ may help deal with costs such as funeral expenses.

How does the government pay for roads, schools, and emergency services?

Which is NOT a positive reason for using a credit card to finance purchases?

Which payment option takes money out of your bank immediately?

Which is not an example of a risk management strategy?

Which type of banking account is best for everyday transactions?

You would need this type of insurance to pay part or all of your income while recovering from an injury.

Which of the following is an example of a short-term financial goal?

The amount of money you're paid, after all taxes and deductions are taken out of your paycheck is called...

Which of the following is a benefit of using a budget?

What is his best option for affording a Bachelor's degree if you don't want to spend money on student loans?

__________ are good places to look to find your current expenses when building your budget.

When setting a budget, you can choose to make room for:

Which housing option gives you more freedom and more responsibility?

Which of the following is not a qualification for a Federal Work-Study Program?

Without __________, people have to pay high medical costs.

This type of banking institution is not-for-profit and is owned by members.

Investing is best for __________.

Which is NOT a way to file your taxes if married?

Which of the following is the range for a Fair credit score?

Which of the following is an example of a long-term financial goal?

What should you do before you withdraw money from the ATM?

This type of interest is when the financial institution pays you on the interest they have already given you.

This makes up 35% of your credit score

The last thing to consider when setting a budget is:

Which method of payment is actually a form of borrowing money that needs to be paid back later?

What is NOT good way to prevent unnecessary spending?

This type of insurance helps cover costs to replace personal items that were lost, stolen, or damaged in your apartment.

In which grade should you fill out the FAFSA?

What should you do before you approach an ATM?

Which item is important to consider when selecting a credit card?

If you get into a car accident, your __________ may increase .

This is when you accidentally spend more money than is in your account.

Which of the following is NOT a good way to track your spending?

Everyone interested in post secondary education should complete the Free Application for Federal Student Aid because

Healthcare, paid time off, disability insurance, and matching contributions to a retirement account are all types of __?

What of the following is something you will need to qualify for a credit card?

With this type of institution, you get your money quickly but have to pay high interest.

Insurance that will pay for injury to another driver and/or damage to their car if you are in an accident is called...

Which payment option is not accepted online?

What will happen to your credit score if you do not manage your debt wisely?

When filing an insurance claim, the policyholder must pay a __________

Which payment option can offer additional security like fraud protection?

All of the following are found on a pay stub except for...

The __________ is a flexible market that allows you to work short-term, independent jobs.

Textbooks, transportation, and room and board are all...

What is the best reason for why someone would want to lease a house instead of buy one?

What does the W-2 form tell you?

Which of the following should NOT be considered when setting a current budget?

How can you ensure you don't go over your budget?

Which of the following answers lists 4 year colleges from generally the least expensive to most expensive?

Leasing a car may be a better option than buying a car if...

The W-4 tax form is used to __________.

You should consider how much you're being paid and any other employee benefits before you accept the offer.

Insurance that covers damage to your car from an accident is called...