CLD Financial Literacy Evening

Which of the following is an advantage of people increasing their personal savings?

What is considered an excellent credit score?

Which of the following can cause a person to become a victim of consumer fraud?

A fixed rate mortgage has an interest rate that changes based on the market

Assets vs. liabilities determines a persons

Which retirement account allows employers to contribute to you?

Groceries are an example of a _______ expense

Income can be earned or unearned. Which of the following is an example of unearned income?

When looking for the best mortgage rate, you should?

This individual that is entrusted to carry out a will after a person dies is called a

Where could you get a free credit report with no annual fees?

What is the very first thing you should do if your identity is stolen?

Which of the following is included when determining a person’s net worth?

With this bankruptcy, you get to keep all of your property?

How often can you get a free credit report?

Experts recommend saving at least what percentage of your income

What is the typical grace period of a credit card?

What is a mutual fund?

What is the average annual rate of inflation for college tuition around the country?

Liquidity refers to how accessible your money is to you.

Which is NOT factor that determines your credit score?

Net pay is the money you get after taxes are taken out of your paycheck

Which of the following is included in a standard homeowners or renters policy?

Which typically earns more interest?

Which is generally considered a tax deduction and may reduce a person’s federal income taxes?

What is a stock?