Ramsey Intro to Personal Finance

The percentage of Americans who are living paycheck to paycheck is almost . . .

As a _________________, it‘s up to you to make choices about what you buy and use.

Having a(n) ______________ means the amount of your liabilities is larger than the value of your assets.

Personal finance is _____% knowledge and _______% behavior

Almost half of Americans report having less than ________ in savings

The purpose of the New Deal Program......

Your money personality impacts . . .

________________relates to all of the different money decisions you make each day.

A (n)_____ financial goal takes up to two years to reach.

The first credit card was invented in....

American culture and businesses have convinced consumers that using _________ is normal.

To know your net worth, subtract your liabilities from your _____.

A(n) ____________ is anything you own that has value.

If your assets total more than your liabilities, you will have a(n) _____ net worth.

In 1972, what association made borrowing money to attend college much easier than it had been?

The first foundation is....

is a fee charged for using borrowed money for a purchase.

__________________means having the knowledge and skills to manage your personal finances.

The total U.S. student loan debt is....

The Fifth Foundation

Third foundation

Before _______ banks were not in the lending business.