Financial Literacy

An additional amount paid for something, often exceeding the base price or expected cost

Designed to protect a tenant's personal belongings and offer liability coverage in the event of damage or injury

Protects you if you're hit by an uninsured or underinsured driver who can't cover the full costs of your damage

A crucial financial product that protects your home and assets from various risks

The maximum amount an insurance company will pay for a covered loss or claim

The amount of expenses the insured must pay before the insurance company will contribute toward the covered item

A type of insurance that provides income replacement for people who are unable to work for an extended time (3-6 months)

A cost that remains constant for a specific period, regardless of changes in business activity or sales

A concise document that summarizes a person’s professional skills and experience

The total amount of money an employee earns before any deductions (taxes)

Contracts between an individual and an insurance company

A retirement savings plan sponsored by employers, offering employees a way to invest for their future

Helps pay for medical expenses for you and your passengers after an accident, regardless of who is at fault

The covered services and treatments that the insurance policy will pay for

A personal finance strategy where you prioritize saving and investing before spending your money on other expenses

1-page document that introduces you to a potential employer when applying for a job

A fraudulent business model where participants are primarily compensated for recruiting new members

A cost that changes or fluctuates based on the level of activity or sales

The amount of money an employee receives after all deductions have been subtracted (taxes, benefits, etc. )

A policy that helps offset the cost of veterinary care for a pet, similar to human health insurance

Factors to to determine insurance premiums

Coverage that helps pay for repairs to your car if it's damaged in an accident, regardless who's at fault

A type of insurance that provides income replacement for a limited period when an employee is unable to work

The essential services that provide comfort and functionality to a home or business, like electricity

The sum of the expenses paid to transport goods

The cost of a single unit of a product or service

Health insurance policies provided to employees and their dependents by their employers

Publicly chartered, privately owned corporations created by the U.S government to fulfill a specific public purpose

A financial obligation that happens regularly, typically on set schedules (weekly, monthly, or annually)

A fixed regular payment, typically paid on a monthly or biweekly

Non- technical abilities and personal attributes that enable you to interact effectively with others

A structured approach to answering behavioral interview questions

A fraudulent financial scam that pays returns to investors

Protects your car from damage caused by events other than collisions, such as theft, vandalism, etc.

A component liability coverage in car insurance policies that protects you if you are found responsible for an accident

The ongoing increase in the general price level of goods and services in an economy over time

A period of approved absence from work, where employees are paid , to take care of themselves or a family member

A formal meeting where an employer assesses a potential employee’s suitability for a position

Most basics and often legally required coverage, protecting you if you cause an accident that injures someone else

The fraudulent use of someone’s personal information (name,credit card details, etc.)

The direct payment of money that may or may not be later reimbursed from a third-party source

The process of actively looking for a job or employment opportunity

Specific, measurable abilities and knowledge that allow you to perform a job-related task.

An estimate of income and expenditure for a set period of time

Insurance that pays out a sum of money either on the death of the insured person after a set period

A contract by which one party conveys land, property, services, etc.