Credit Cards, Credit Reports & Credit Scores

Which is NOT a disadvantage of credit?

Your marital status is NOT on your credit report

Paying on time is what % of your credit score?

Which is NOT credit reporting agency?

The specific day the company requires payment to be made

You should NOT sign the back of your credit card

The act that requires credit institutions to list the cost of credit cards

Which is NOT a good use of a credit card

Debit card charges are paid immediately

The method used to determine the balance for which finance charges are accumulated.

Pursuit of new credit over the length of the consumer's history is what % of your credit score

The interest rate charged on the amount borrowed in terms of dollars per year?

All credit reporting agency will report the same score

Credit card used to make purchases at a specific store

The maximum amount of charges allowed to the account

Which will NOT help build good credit

Amount of time in days allowed between purchase and interest is applied?

The first step to opening a credit card is to complete a credit application

All names and aliases appear on your credit report

Your credit score does not impact your future interest rates

How long you have held credit and how often used is what % of your credit score?

Which would NOT lead to poor credit

High status credit card account which requires higher qualifications & special benefits

A fee charged once per year for credit card ownership?

Types of credit in use is what % of your credit score?

Flexible credit card accepted for purchases anywhere available by financial institution

What % is amount of outstanding debt you currently have on your credit score?

A potential employer cannot check your credit score

What is never forgiven in bankruptcy

Credit card available by financial institution with a logo sponsoring an organization

Fico credit scores range from

No one can check your credit without written signed permission