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Job, college, and career success Flashcards | StudBud
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Job, college, and career success
Job, college, and career success
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A review guide for the chapter test
Flashcards
35 cards
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Practice quiz
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Questions
35
Answers
1
Explain work study and how it works for someone with this financial aid award
Gives students classes about working
Makes students study at work to get good grades
Makes students work full time and go to college
Gives students a job on campus to help pay for college.
2
Explain the difference between dependent and an independent students when it comes to the FAFSA
dependent is unemployed independent is employed
dependent is you and parents, independent is you and spouse
dependent is under the age of 16 independent is over age 18
dependent is your friends independent is your parents
3
If you are applying for a social security card, what three things do you need to prove?
eye color, hair color, and skin color
age, identity, and citizenship
name, school, and graduation year
Height, weight, and measurements
4
Name three things employers expect of their workers
Follow company rules, good work ethic, accept criticism
tardiness, absences, good excuses
minimum work, bad hygiene, immaturity
hard work, no lunch break, extra hours with no overtime pay
5
What is the purpose of a company policy handbook?
It tells about the company
it tells the rules, policies and procedures of the company.
it tells you how much you get paid
company's don't have handbooks
6
What does FAFSA stand for and where can someone go to get information on filing one?
Free and fun school association, school and parents
Fast application for student apartments, housing and dorms
Free Application Federal Student Aid FAFSA.ed.gov, counselor
Financial Aid for some applicants, school or college
7
You have questions about a company's overtime policy. Should you ask a coworker? Why?
No, there is no overtime
Yes, co-workers know everything
Yes, a supervisor or co-worker can give you correct info.
No, it is against the company's rules
8
Name three tips for improving your chances of getting promoted
Do everything yourself, redecorate the office, buy flowers
Help your co-workers, have initiative, find a mentor
Tell others what to do, be early, leave late
Follow your boss, get your boss coffee, buy your boss gifts
9
The federal government requires work permits for those under age 18
False
True
10
list pros/cons of a four year college or going to a community college first then transferring.
community is less, live home, 4 year degree, no transfer.
Community colleges are better
4 year colleges are better
4 year college cost to much money
11
Name three things workers can expect from their employers
raises, bonuses, paid leave
Salary, benefits, and training
overtime, 3 week vacations, unlimited sick days
unlimited breaks, lunches provided, snacks
12
Give reasons why someone who already has a job should continue educational opportunities.
Increase in salary, advancement at job, to stay competitive
more money, better benefits, more vacation time
All jobs require you to get more education
No more education is necessary if you already have a job
13
Which is the best source of financial aid out of loans, grants, and scholarships?
Scholarships
None of them
Grants
Loans
14
List sources for scholarships
Parents, friends, co-workers, school, job, home
hobbies, family, books, homework
Sports, music, video games, computers
Counselor, major, affiliations, clubs, job, financial aid
15
College or university's are one place to obtain an education for a career. Name three more.
Trade School, Community College, Apprenticeships
College is the only way to get an education
home school, jobs, stores
Family, friends, and neighbors
16
A friend sends emails to you at work. Is it OK to reply on the company computer? Why?
No, keep personal business on company time to a minimum.
Yes, no one can see your emails
No, you cannot have email at all
Yes, you can use as much time as you want for personal stuff
17
The social security tax rate is a percentage of your pay. Does everyone pay the same? Explain.
Yes, everyone pays the same percentage
No, every person pays a different percentage
No, you pay different if you own a business, self-employed
Yes, the percentage is a set amount for all workers
18
Options you have to pay for education if you're maxed out on stafford loans and pell grants?
work study, scholarship, Federal Perkins loan, Federal Grant
Your parents and donations
Personal income and borrowing from friends
Other loans and grants
19
You and a coworker disagree and have to work together. How can you resolve the conflict?
Stay quiet and it will all go away
Argue it out
Tell the boss you can't work with this person
Open communication, accept criticism, don't take it personal
20
Why have many US jobs moved overseas?
Other countries have better equipment
Other countries do better work
low wages, no benefits, no safety rules, and no foreign tax
There are more workers in other countries
21
What should you do when preparing to choose a college or university?
Make sure there is a McDonald's close by
school's reputation, finances, guides, goals, visit, apply
Just go where all your friends are going
Find out what they do for fun
22
What does EFC stand for and how is it determined?
Extra food costs, determined by grocery spending
Emergency financial committee, determined by your finances
Expected Family Contribution, Determined by income and debt.
Exciting fun college, determined by the number of parties
23
What is the difference between need-based aid and non-need based aid?
Need based is all your college needs, non need is nothing
Need based is financial need non-need based is no aid needed
Need based is basic needs, non need is extra needs
Need based is money, non need is no money
24
Whose responsibility is it to make sure an employee can legally work in the United States?
Employers
Employees
Government
Business Owner
25
You are a manager that makes $45,000. How much is left after social security and medicare tax?
Subtract 7.65% and get $41,557.50
Nothing $0
Subtract $1000 and get $44,000
All of it $45,000
26
Name three alternative work arrangements
working 9 to 5, overtime, vacation
Flextime, job sharing, telecommuting
Part-time, unemployment, job security
construction, business, engineering
27
Which two federal loans qualify for non-need based aid
Personal loans, and Pell loans
Direct Subsidized loan and Federal Plus loan
Student loan and parent loan
Military loan and bank loan
28
List at least five things someone needs in order to file a FAFSA
phone, computer, calculator, book, and FAFSA form
License, birth certificate, credit card, address, money
pay stub, work badge, ID, pen and paper
ID, password, tax information, W-2's and bank statements
29
What are consequences of not paying your student loans back?
You have to pay back double of your original loan
due in full, collections, wages garnished,no eligibility
You will not graduate or get a job
Kicked out of school and go to jail
30
Why is net pay less than gross pay?
Net pay is more than gross pay
Net pay is before taxes
They are the same
Net pay is what you get after taxes have been taken out
31
How can a person find out if they qualify for financial aid if they want to go to college?
fill out a work permit form
fill out a W-4 form
fill out a college application
fill out financial aid paperwork to see if you qualify.
32
Give the two situations in which you need to fill out and sign a Form W-4
When you graduate from high school or college
When you start a new job, when your tax situation changes
When you change positions at your job or get promoted
When you quit a job or get fired
33
What is the first step you take if you know you are unable to pay your student loan payments?
File bankruptcy
Beg your parents for money
Talk to the lender for other options.
Borrow money from a different bank
34
List at ways a person can reduce their cost of attending college
Find sales on college tuition
Overload on classes and go to summer school
Get loans, and live on campus
Work part-time, live at home, junior college, AP courses.
35
In what situation would you need an EAD (Employment Authorization Document)?
If you are a citizen
If you are unemployed
If you move to Europe
If you are a non-citizen
