Final Exam Review (Personal Finance Fall 2015)

Decisions that are habitual and made on a daily basis are considered to be ______ decisions.

Acquiring hard skills does NOT involve a form of education or training.

Which of the following represents money that is owed to a creditor?

The FTL Act requires all credit card companies to provide terms and fees in an easy-to-read box

A person who receives paychecks on a semi-monthly basis will receive ______ paychecks per year.

Which of the following is NOT considered earned income?

Which of the following does NOT appear on a budget or spending plan?

Post-dated checks are accepted by most banks.

Having too much positive credit makes you appear risky AND contributes to a low credit score

Which type of credit that requires you to pay your balance in full each month?

A soft credit inquiry check will not have any impact on your credit score

Something you would like to have but can survive without is considered a ______.

Which of the following financial tools is NOT typically associated with spending money?

Which of the following stocks pays a quarterly fixed dividend?

Goals which take three years to complete are considered to be ______ goals.

Obtaining a bachelor’s degree from a college or university will typically take _______.

Investments that pool money from many investors to invest it in a set of stocks or bonds are

Which of the following refers to the amount repaid upon a bond reaching its maturity date?

Which of the following is NOT considered one of the 4 C’s of credit? 

How many companies are listed on the Dow Jones?

A commitment to work in a field you find interesting and fulfilling is considered ___________.

The“M” in the acronym S.M.A.R.T. Goals represents which of the following?

The "S" in the S.M.A.R.T. goals acronym refers to goals that are _______.

Which of the following is the federal agency that backs and protects credit union accounts?

Which type of market describes an economy when investors are more optimistic?

A position where a person receives training by professionals in a certain field, but is un-paid

Which of the following is a not-for-profit financial institution where you can deposit money?

What can be concluded from the illustration below?

Stocks are shares of ownership in a corporate-owned business

Which of the following is NOT a major stock exchange?

Malley's Chocolates would best fit into which stock sector?

Which of the following accurately identifies ROUTING NUMBER in the checkpictured below?

When a business first offers stock for sale, it is called initial private offering 

 Which type of stock typically would still perform well even during a recession?