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Miscellaneous
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15 cards
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Practice quiz
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Questions
15
Answers
1
Umbrella Policies protect you against?
Rain
Law suites for what you are liable for
Damage to your own property
NFIP
2
To qualify for a flood policy the structure must....
Have a pool
Be above water
Be on the beach
Have 2 solid walls and roof
3
Mobile home permission to move endorsement...
Only covers Coverage B
gives 30 day coverage at another location
Does not exist
gives 60 day coverage at another location
4
Windstorm Insurance Coverage is based on geographic location..
True
False
5
Umbrella Coverage is written in increments of?
500k
300k
100k
1 million
6
Earthquakes are considered one event for a period of?
183 hours
24 hours
2 hours
72 Hours
7
Newly acquired musical instruments are covered for?
Not covered if not on policy
90 days
30 day
60 days
8
What is the umbrella policy deductible called?
Pro Rata
Coinsurance
DIR
SIR
9
Newly acquired fine arts are covered up to?
90 days
30 days
No coverage if not on policy
15 days
10
NFIP's emergency program allows single family dwellings to purchase?
10, 000 Coverage
Not available in emergencies
35,000 coverage
100,000 coverage
11
Personal Articles Floater are paid based on:
None of the above
ACV
Replacement Cost
Market Value
12
Water main breaks are covered by the NFIP?
False
True
13
FAIR Plan provides coverage for those who...
Wants to be uninsured
Lives in certain areas
Can not get insurance in the private industry
Does not have Umbrella policy
14
Umbrella coverage pays ____ over underlying coverage.
Primary
Property damage
Exposure
Excess
15
Crop/Hail insurance begins when?
Never
12:01 pm once application is signed
12:01 am once application is signed
This insurance does not exist