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Personal Finance
Personal Finance
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This Quiz is designed to test the knowledge of personal finance for junior high students.
Flashcards
14 cards
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Questions
14
Answers
1
If I have 3 dollars, 2 nickles, 3 quarters, and 6 pennies, how much money do I have?
$3.16
$3.21
$3.91
$3.66
2
What happens if you spend more money than you earn?
You will be arrested.
You will have to pay it back, often with interest.
You can't.
Someone gives you money to make up for it.
3
What is a form of investing?
Real Estate
Buying Food
Earning Income
Selling Goods or Services
4
What is a way to keep money safe for future spending?
A Savings Account
A Car Loan
A Credit Card
A Bank Loan
5
What is money that you earn from working or gain from investments?
Credit
Loans
Budget
Income
6
This is a fee paid to use someone else's money.
Interest
Dowry
Cash
Barter
7
What is NOT a form of money?
Gold
Checks
Coins
Cash
8
Select the most secure investment option.
The Stock Market
A Friend's Company
A Bank Loan
A Savings Account
9
People who can borrow money with low interest rates are said to have what?
Anything They Want
Zero Debt
High Income
Good Credit
10
What is a plan for saving and spending called?
Income
Debt
A Budget
A Loan
11
Why is money management important?
It really isn't important.
It will help me to save and spend appropriately.
It will make me rich with little effort.
It will ensure that I spend all of my money.
12
This is a means of buying something now and paying for it later.
Credit
Income
Insurance
Debt
13
A debit card charges interest, while a credit card does not.
False
True
14
A debit card is like an electronic check.
False
True
