Peer to Peer Landing adalah

proses mengumpulkan dana perusahaan fintech yg akan menjadi pinjaman

Berbagi data perbankan melalui API

Technology used in regulatory compliance

What is the primary focus of Regtech in fintech?

Facilitating regulatory compliance

What is equity crowdfunding?

It is the use of crowdfunding to raise money and to invest in.

What are Central Bank Digital Currencies?

digital forms of a country's official currency

Robo-Advisor __________.

provides automated, algorithm-driven financial planning services.

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Fintech #1 - STDsquare

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Questions 14

Answers

1
Algorithmic trading:
involves high frequency trading involving the use of ECNs.
is a form of analysis arbitrage to identify mispriced securities.
uses computer programs to determine quantity, price, and timing for trad
is a form of technical analysis, which is also called charting.
2
What is Neo-Banking?
Payments-only banking services
Banks operating entirely digitally without physical branches
Cooperative banks for rural populations
Banks offering agricultural loans
3
Peer to Peer Landing adalah
proses mengumpulkan dana perusahaan fintech yg akan menjadi pinjaman
Nilai uang elektronik disimpan dalam media server atau chip
uang uji coba untuk menguji inovasi teknologi finansial sistem pembayaran
Nilai uang elektronik yang dikelola oleh penerbit bukan merupakan simpanan
4
Open banking adalah:
Membuka cabang bank baru
Sistem perbankan tertutup
Layanan ATM 24 jam
Berbagi data perbankan melalui API
5
What is the primary characteristic of blockchain technology?
Decentralization
Only used for Bitcoin
Requires physical storage
Centralized control
6
Salah satu bentuk insfrastruktur digital retail payment Bank Indonesia adalah :
BI Currency
BI Pay
BI Fast
BI Wallet
7
What is RegTech?
Technology used in insurance
Technology used in regulatory compliance
Technology used in P2P lending
Technology used in wealth management
8
What is the primary focus of Regtech in fintech?
Facilitating regulatory compliance
Managing microfinance platforms
Developing AI trading bots
Enhancing user interfaces
9
Dibawah ini termasuk Digital Payment yang legal di Indonesia, kecuali?
Gopay
Dana
Bitcoin
OVO
10
Which of the following is NOT a key technological trend driving fintech innovation in 2025?
Quantum Computing
Big Data
AI
Blockchain
11
What is Smart contract?
Contains terms and conditions
Agreement between peers
All
Consensus
12
What is equity crowdfunding?
It is the use of private investors to raise funds for public companies
It is the use of public funds to raise capital
It is the use of smart ideas by the state to raise funds
It is the use of crowdfunding to raise money and to invest in.
13
What are Central Bank Digital Currencies?
private currencies from tech companies
none of the above
decentralized and operate without government oversight
digital forms of a country's official currency
14
Robo-Advisor __________.
provides integrated business processes with automated services.
provides automated, algorithm-driven financial planning services.
provides web-based application for social development of communities.
provides buying and selling of goods or the transferring of funds.

Fintech #1 - STDsquare Flashcards | StudBud