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Credit Score Quiz Flashcards | StudBud
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Credit Score Quiz
Credit Score Quiz
24 terms
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StudBud Administration
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Flashcards
24 cards
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Practice quiz
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Questions
24
Answers
1
What are the 2 biggest considerations in determining your credit score?
which credit cards you have
How consistently you pay on time
How much money you make
Debt you have compared w/ the total amount of credit available to you
2
How old can you enlist with parent's permission?
18 years of age
16 year of age
21 years of age
17 years of age
3
Who is the Area Four Manager?
Commander Gaskill
Prinicple MIlle
Commander Jimmy Miller
Chief Lopez
4
Do all the Military Branches offer ROTC scholarships?
True
False
5
Who is this Disney Character?
Jasmine
Ariel
Belle
Elsa
6
How can you hurt your credit rating?Check all that apply:
Not making the minimum monthly payments
Missing or late payments
Applying for numerous credit cards
Exceeding account limits
7
What does NJROTC stand for?
Naval Junior Official Training Corps
Navy Junior Officer Training Corps
Naval Junior Officer Training Core
Naval Junior Reserve Officer Training Corps
8
Student loans affect my credit score
False
True
9
Who is this anime character?
Kakarut
Light
Spike
Goku
10
Commander Gaskill is the Senior Naval Science Instructor
True
False
11
What is a Fico score rating of 579 or lower considered:
Good
Fair/Okay
Exceptional/Excellence
Poor
12
A credit score reflects:
how much you currently owe
your networth
your ability to make payments
your track record to date for paying back previous lenders
13
What three private companies determine your credit score:
Fair Isaac Corporation
Experian
Equifax
TransUnion
14
What is a Fico score rating of 740-799 considered:
Fair/Okay
Poor
Very Good
Exceptional/Excellence
15
How do you improve your credit rating?Check all that apply:
Ask for a credit increase
Paying Bills on time
Applying for numerous credit cards
Keeping account balance below 30% of limit
16
What does FICO stand for?
Fair, Isaac & Company
Fare. Isaac & Company
Fair Isaac Corporation
Fare Isaac Corporation
17
You should keep your credit utilization below _____ of your total credit limit
30%
60%
65%
10%
18
What is a Fico score rating of 670-739 considered:
Good
Fair/Okay
Exceptional/Excellence
Poor
19
What is the Navy's Birthday ?
Feburary 2nd, 1975
July 4th 1775
November 10th, 1777
October 13th 1775
20
A credit score is a number ranging from ______ to _____ .
100-1000
500-900
300-850
350-1000
21
What is the difference between Enlisted and Officers in the Military?
You need a High School Diploma or GED to be a Naval Officer
You don't need a High School Diploma or GED to be an Enlisted
You only need a Middle School Diploma
You need a College Education to be a Naval Officer
22
What is a Fico score rating of 800+ considered:
Fair/Okay
Exceptional/Excellence
Poor
Good
23
What is a Fico score rating of 580-669 considered:
Fair/Okay
Poor
Exceptional/Excellence
Good
24
To be eligible for scholarship cadets must achieve an SAT critical reading/math composite of 1100 or an ACT score of 24
True
False
