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Buying a Car Flashcards | StudBud
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Buying a Car
Buying a Car
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StudBud Administration
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201 plays
A game about buying a car and car insurance. High school grade level.
Flashcards
26 cards
F
Practice quiz
P
Host live
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Questions
26
Answers
1
True or False: The higher the deductible the better.
False
True
2
What three documents do you need to have with you when driving?
Title
License
Registration
Proof of Insurance
3
True or False: It's better to lease a car if you plan to own it for a long time
False
True
4
Car insurance plan that covers YOU and YOUR property if you are at fault
Collision
Liability
Comprehensive
Progressive
5
Why is it important to have adequate limits on your liability insurance?
If you cannot afford to pay, your wages can be garnished
all of the above
if you don't have adequate limits, you're not really insured
You must pay out of pocket for anything over your limit
6
All of the following will save you money on your insurance premium except:
Having good grades
Having a good education and a good job
Buying a red sports car that is tricked out
Being female and living in a safe area
7
Which of these things can happen if you are driving without insurance and injure someone
All of the Above
Pay wages for the time they had to miss work
Jail time
You must replace their property
8
Which of these is NOT something that might influence your insurance premium
What type of car you drive
Gender
Where you drive
None--they all influence your premiums
9
This type of insurance covers pretty much everything, including theft:
Collision
Comprehensive
Liability
AAA
10
The higher this, the better interest rates you'll get on a car loan:
Mohs Score
Credit Score
Premium
Bank Account
11
What is the name for the monthly payment that you pay to keep an insurance policy?
Policy
Interest
Premium
Fee
12
Amount that you pay out of pocket with a collision or comprehensive plan before your ins. pays
Deductible
Premium
PiP
Rate
13
All of the following are moving violations except:
Careless Driving
Tail Light bulb out
Reckless Driving
Speeding
14
This is the best place to find out how much your used car is worth
Police Officer
Magic 8 Ball
Ask a car dealer
Kelley Blue Book
15
Which of these is NOT a factor of how much your monthly car payments will be? (Or any loan)
Interest Rate
Race
Amount Financed
Length of Loan
16
This type of insurance is mandatory in New Jersey (You cannot drive without it)
Comprehensive
What's Insurance?
Collision
Liability
17
This is the term for when an asset, like a car, loses value
Appraisal
Deportation
Appreciation
Depreciation
18
Car insurance that covers OTHER PEOPLE and THEIR PROPERTY when you are at fault:
Collision
Comprehensive
Deductable
Liability
19
How long of a period should you finance a car for?
Ideally under three years, but not longer than four
What's Insurance?
Straight cash, homie
As long as possible
20
When do new cars depreciate the most?
As soon as you buy them, and for the first year
After four years
They don't depreciate; they go up in value
In year 5
21
All of the following is true when you lease a car, except:
You're essentially renting the car
You own the car when it's paid off
Your insurance will cost more
You cannot make any modifications to the car
22
Which of the following should you not do if pulled over at night?
Ask before reaching for your documents
Be polite
Get out of the car as the officer is approaching
Turn your interior lights on
23
When you get one of these, you are asking an insurance company how much insurance would cost
a deductable
a quote
a premium
an attitude
24
Which type of ticket adds points to your license?
Equipment Violation
Moving Violation
25
When you buy a car with a down payment, borrow the money for the rest and pay it back+ interest
Leasing
Deductable
Financing
Insurance
26
This is the process of letting the state know that you have a have a car and plan to drive it:
Insurance
Potato Salad
Registration
