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Investing Flashcards | StudBud
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Investing
Investing
31 terms
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Basic Investment vehicles; Personal Finance
Flashcards
31 cards
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Questions
31
Answers
1
Distribution of a portion of corporate profits to stock holders
Capital Gain
Dividend
Margin Call
Securities
2
When should you get started investing
Right Now!!!
Later....
3
Investment taken out of gross income (before taxes) or growing w/o taxes
tax-obligated
tax-deferred
bond
stock
4
World's largest stock exchange founded in 1790.
NASDAQ
NYSE
EuroNext
AMEX
5
Professionally managed, diversified investment that pools resources of many investors
Mutual Fund
Treasury Bonds
Stock Index
Savings Account
6
A Life Insurance policy that lasts for a certain period of time, Cheap
Term-Life
Whole-Life
7
Return (Capital Gain or Loss) is typically based on ___ & ___
Gain & Loss
Risk & Liquidity
Credit & Debt
Savings & Investing
8
-"Cash" category, Has a maturity date and a specified interest rate, Insured by the FDIC.
Bond
Certificate of Deposit (CD)
Gold
Stock
9
Property of some type to either rent out or sell at a higher price.
annuity
bond
apartment
real estate
10
Increase in value of a capital asset above purchase price at time of sell.
Securities
Margin Call
Dividend
Capital Gain
11
Basic good used in commerce, typically in the production of finished products
Bond
Stock
Commodity
Cash
12
Retirement investment taken out after taxes (net income) but withdrawn w/o tax after 59.5
403(b)
Municipal Bond
Roth IRA
Traditional IRA
13
Investment vehicle sold by life insurance companies; saved money payout as a defined benefit.
Annuity
401 (k)
Bond
Roth IRA
14
Debt investment in which investor loans money to an entity, usually corporate or governmental
Cash
Bond
Stock
Annuity
15
Stock that trades at relatively low price (under $5), considered to be high risk
Blue-Chip
Preferred
Common
Penny
16
Retirement account taken out of before taxes (gross) , but taxed (lower rate) upon withdrawal
Municipal Bonds
403(b)
Traditional IRA
Roth IRA
17
A tax exempt, low-risk loan to the United States Federal Government
Treasury Bond (T-Bill)
Junk Bond
Municipal Bond
Stock
18
Shares in a nationally recognized, well-established and financially sound company
Blue-Chip
Penny
Common
Preferred
19
Stock that always pays dividends, no voting rights
Blue-Chip
Preferred
Common
Penny
20
Document that informs investors about investment facts before sale to the public.
Yield
Dividend
Prospectus
Short Sell
21
Life Insurance policy that lasts until the day you die (or 100), Cash Value, Expensive
Term-Life
Whole-Life
22
High-risk loan to usually small or struggling corporations; possibly high return
T-Bill
Muni Bond
Stock
Junk Bond
23
Employer Sponsored Defined benefit plan w/ consistent payouts based upon salary & service
401(k)
Contributions
Pension
Benefits
24
Spreading your investments around to increase financial security
diversification
stocks, bonds, & cash
risk assessment
Liquidity trap
25
Average stock price of 30 major companies; considered an indicator of the market's progress
Mutual Fund
Dow Jones
Russell 2000
S&P 500
26
Ownership in a publicly traded corporation
Stock
T-Bill
Junk Bond
Muni Bond
27
Deposit account held at financial institution that provides security & a modest interest rate.
CD
Stock
Savings Account
Gold
28
A usually tax-exempt, often low-risk loan to a city.
Muni Bond
Junk Bonds
Stock
T-Bill
29
Employer sponsored tax deferred retirement account (employer matching) -Defined Contribution
Annuity
401(k)/403(b)/457(b)
Roth IRA
Traditional IRA
30
Exchange market founded in 1971 that is heavy on technology stocks
NASDAQ
EuroNext
NYSE
AMEX
31
Commodity to be traded or asset that can be held; substance that has been prized for centuries
Antiquities
T-Bills
Gold
Fiat Money
