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Personal Finance - Investing Flashcards | StudBud
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Personal Finance - Investing
Personal Finance - Investing
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#personalfinance #investing
Flashcards
10 cards
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Practice quiz
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Questions
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Answers
1
____ Stocks are from companies whose earnings are growing faster than average for the industry.
Common
Blue Chip
Preferred
Growth
2
All of the following factors could affect stock prices EXCEPT
Ticker Symbols
New world trade regulations
Interest Rates
New safety regulations in an industry
3
Money is invested in CD's, a Money Market Acct, Stock and Mutual Funds. This is called a...
Prospectus
Portfolio
Spending Plan
Investment Report
4
Some quality investing advice would be:
Start investing at an early age
Do not make any adjustments to your financial plan.
Put all your money into 1 individual stock.
Invest what is left after you pay your bills
5
Earnings on stock that are paid on a periodic basis are called.
Interest
Dividends
Commissions
Par value
6
The main reason that Roth IRA's are better than Traditional IRA for young investors is because:
They will pay less tax in the long run
Stocks and investments grow at a faster rate in Roth IRA's.
They can take the money out of Roth IRA anytime w/o penalty
They have lower initial investments.
7
Bonds are...
a way for governments to get funds by issuing cert of debt
a method for businesses to raise funds.
all of the others.
investments to those who purchase them.
8
Which of these is the safest investment?
High risk, high yield stocks
Certificates of Deposit
Money Market Accounts
Blue Chip Stocks
9
The rule of 72 refers to:
Amount of time needed to start a retirement account.
Maximum age of retirement
The maximum of allowable interest in a loan
Rule to determine how long it will be for money to double.
10
Common Stockholders have the right to vote on an issue affecting the corporation.
False
True
