All About Insurance 2018

Type of health insurance that allows you to see any doctor at any time.

Kyle receives medical care from his doctor for an injury to his knee. What type of insurance?

A person who owns a policy is known as

Paying a fixed percentage of the costs of health insurance is called:

Pays for damage caused by another driver who does not have insurance or enough insurance

A formal request to an insurance company asking for payment for an accident, illness, or injury

What type of health insurance requires a primary care physician?

What life insurance will last your entire life and can build a cash value?

You accidentally hit a deer with your car. What type of auto coverage might cover this loss?

Someone who receives money if an insured person dies is known as a:

Usually required if a borrower finances a mortgage with less than 20% down payment.

Wearing protective gear while riding a bike is an example of:

Purchasing auto insurance is an example of

The type of life insurance that offers protection for a specific period of time is known as:

If you file a $3,000 claim but must pay $500 before insurance pays the rest. $500 is the:

This term describes the amount of cash available if a life insurance policy is terminated

The type of auto policy coverage that might pay for repairs because of hail damage is known as:

A financial product purchased by people facing a similar risk to protect against risk of loss

You are unable to work for several months due to illness. What can provide income?

Not being covered for a medical condition if you had the condition before you had insurance

Which factors that may influence your auto insurance premium?

If you are driving in bad weather and roll your car, what coverage can be used?

When you are reimbursed from your insurance company to replace items with comparable new items

Most states require this type of auto insurance coverage.

A contract between the insurance company and the insured that states the terms of the contract

Renters policy that reimburses according to what the item is worth at the time it is damaged

Jack is in a car accident and cannot work. What insurance helps replace lost earnings?

Which factors that may influence your auto insurance premium?

If someone breaks into your home and steals electronic equipment, what will cover this loss?

Provides payment to OTHERS if the insured person accidentally causes harm to people /property

What coverage if you get into a car accident that is your fault and the other driver is injured

If you fall down in your house and break your arm, what type of insurance could be used?

Individuals who may have been denied auto insurance coverage because of a poor driving record

This insurance helps to pay for extended nursing care when a person can't live independently

What type of insurance provides financial support if the insured person dies?

Health services designed to keep patients healthy ( check-ups, immunizations, well-baby care)

The chance of loss

What if there is a leaky pipe in your leased apartment and the water ruins your possessions?

The money paid to an insurance company to purchase a policy

In insurance: the ____________ the risk, the __________________ your price.

Renters insurance generally covers:

Which of the following is NOT a risk management strategy?

Jose pays $20 for an doctor visit, $35 for a specialist visit & $250 for Emergency Room visit.