Money Matters CH. 12

An investment that represents part ownership of a company is called a(n) ___.

Mutual funds are less risky and can outperform the stock market because . . .

When you invest, your goal is to earn a negative rate of return on investment.

You can build a legacy you will be proud of by ....

When donating money, you should always.....

When you are retired, you will still have to pay taxes.

When you invest in a mutual fund, you are contributing to a pool of money that will be ....

What is The Fifth Foundation?

When using a Roth plan, you invest your money after paying taxes, and the investment grows tax-free.

Never ___ something you don't ____.

Roth IRA, 401(k), 403(b), 457, and Simplified Employee Pension are all examples of _____.

If your company does not match your investment amount, you should FIRST place what you can into a(n) ____.

You should invest at least ___% of your income.

Investing your money earns you more money because of . . .

Diversification reduces your ______ by using a mix of investment types in your portfolio.

Live like no one else now, so later you can live and ____ like no one else.

If you are over the age of ___ you should have a will.

Why might someone choose to diversify their investments?

Never invest your money in _____ because it/they are extremely risky.

When riding the highs and lows of the stock market, remember . . .

Certificates of deposit and money market accounts are both examples of investments with ____ risk and _____ return.

Usually the more liquid an asset is (like cash in the bank), the less return you can expect.

_____ is the process of figuring out how much money you'll need in retirement andcreating a plan to get there.

The three components of compound growth are money, time and _____.

It's okay to borrow money from your retirement account, but don't borrow money to invest in it.