With a term deposit, in order to receive higher rates of interest in return you have to ...

Leave the money with a financial institution for a set time.

What is rate of return?

The profit your receive on your investment as a percentage.

Someone that frequently moves their investments.

What is a cash management account?

Funds can be withdrawn and deposited whenever you like., It is similar to a normal statement savings account.

According to the video, what is a term deposit?

A deposit made with a bank for a specified term.

According to the video, what is insider trading?

When someone makes money off non public information.

What is a fixed interest rate?

Remains the same for the period of the loan.

the date a term deposit account expires.

The two main ways of financing an investment are ...

By borrowing and through personal loans.

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INVESTING

30 termsStudBud Administration1,013 plays

A quiz that educates commerce and non-commerce students about investing. A 10 minute introductory video is shown before it starts.

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Questions 30

Answers

1
With a term deposit, in order to receive higher rates of interest in return you have to ...
Leave the money with a bank for a set period of time.
Deposit a large sum of money.
Leave the money with a financial institution for a set time.
Keep adding to the total amount of money.
2
What are bonds?
Lending money to the government/ company for a fixed period
A type of investment. They mature.
All of the above.
You receive interest in return if you invest in it
3
A variable interest rate moves up or down depending on the market.
True
False
4
Neil invests $10,000 in shares. He sold them and made a profit of $1500. His rate of return is:
15%
20%
50%
10%
5
Something that is of value is called ...
Compounds
Assets
Bonds
Dividends
6
Ethical investing is when you invest in assets that are considered to morally sound.
True
False
7
What is the amount charged by a stockbroker to buy and sell shares?
Compound
Brokerage
Interest
Dividend
8
What does the term investing mean?
When money is spent to gain a profitable return.
All of the above
You use your savings to make money.
Putting your savings to work.
9
A share is ...
an investment option where the prices constantly change.
All of the above.
bought and sold on the share market.
a part ownership of a public company.
10
What is an advantage of purchasing an investment property?
The probability of the property appreciating.
Taxation benefits.
All of the above.
Income from the rent.
11
What is rate of return?
The profit your receive on your investment as a percentage.
How much interest you get from an investment.
Giving the money back to the investor.
The money you receive in dollars.
12
Three factors to consider before establishing an investment portfolio are ...
Environmental sustainability, relationship status and age.
Age, income, goals.
Age, environmental sustainability and hair length.
Eye colour, clothing style, age.
13
What is a chaser?
Someone that frequently moves their investments.
Someone that runs away from shares.
Someone that never moves their investments.
Someone that chases shares.
14
Is negative gearing when the interest you are paying on the loan is more than the income.
Yes
No
15
What is a cash management account?
All of the above.
Funds can be withdrawn and deposited whenever you like.
It pays a lower interest rate than a savings account
It is similar to a normal statement savings account.
16
Capital gain occurs when the sale price for an asset is greater than the initial cost.
True
False
17
ASX is Australia's largest share market. What year was it founded in?
1972
1987
1991
1979
18
Are shares a risky investment?
No
Yes
19
According to the video, what is a term deposit?
A deposit made with a financial institution for a set time.
You may take your money out of the term deposit at any time.
A deposit has to stay in the bank for the time they give you
A deposit made with a bank for a specified term.
20
According to the video, what is insider trading?
An illegal activity.
When a person in a company makes a deal with another company
When to people trade money and no one else know about it.
When someone makes money off non public information.
21
What is a fixed interest rate?
Remains the same for the period of the loan.
Goes higher throughout the period of the loan.
Goes lower each time you put money on the loan
None of the above
22
What does the following image show?
An investment portfolio.
A portfolio that expresses data from different investments.
A chart showing how big each investment is.
A pie chart.
23
A debenture is a document issued by a firm when you borrow some of its money.
False
True
24
Maturity is ...
the date a term deposit account expires.
how long you have invested in a company.
the date a cash management account expires.
the age of a company.
25
An investment portfolio is a grouping of all investments held by an investor.
False
True
26
What is the money that is set aside for retirement?
Bonds
Superannuation
Debentures
Dividends
27
Which of these is not an investment option?
Borrowing money.
Buying and selling property
Buying equities.
Buying life insurance policies.
28
A cash management account and a term deposit are the safest types of investment.
False
True
29
The two main ways of financing an investment are ...
All of the above
Savings and cash on hand
By borrowing and through personal loans.
Through personal loans and other peoples loans
30
A managed fund allows a small investor to be involved in the share markets and real estate.
True
False

INVESTING Flashcards | StudBud