Chapter 19: Savings & Investment Strategies

Question 1

what is common stock?

Accepted Answer

dividends last, 1 share = 1 vote

Question 2

what is a commodity?

Accepted Answer

precious metals

Question 3

investing is safe

Accepted Answer

false

Question 4

what is preferred stock?

Accepted Answer

get dividends first, no voting rights

Question 5

alternative investments

Accepted Answer

real estate, collectibles, commodities

Question 6

mutual funds

Accepted Answer

diversification, multiple stocks, bonds, etc purchased, many investors contribute money

Question 7

simple interest

Accepted Answer

only get interest on money you put in

Question 8

costs of home ownership

Accepted Answer

interest payments, property insurance, property taxes, maintenance

Question 9

what is a stock investment?

Accepted Answer

buying ownership in a company

Question 10

U. S. savings bonds are state level

Accepted Answer

false

Question 11

stock symbol for harley davidson

Accepted Answer

HOG

Question 12

company factors of stock selection

Accepted Answer

growth potential, good business decisions

Question 13

municipal bonds are state level or smaller

Accepted Answer

true

Question 14

list the types of investments in order from least to most risky

Accepted Answer

savings account, bonds, growth stocks, commodities

Question 15

yield is a percentage

Accepted Answer

true

Question 16

a savings account is...

Accepted Answer

liquid, safe, low interest rates

Question 17

what is market value

Accepted Answer

change from min to min, current price or value of any stock

Question 18

what is a bond investment?

Accepted Answer

lend money to another entity

Question 19

a certificate of deposit is liquid

Accepted Answer

false

Question 20

what is a collectible’s true value

Accepted Answer

what someone is willing to pay you

Question 21

what is property

Accepted Answer

houses, land

Question 22

types of stockbrokers

Accepted Answer

discount broker, a full service broker

Question 23

economic factors in stock selection

Accepted Answer

interest rates, inflation

Question 24

first step in process for deciding stock purchases

Accepted Answer

observe and analyze economic and social trends

Question 25

is saving safe?

Accepted Answer

yes

Question 26

a certificate of deposit has a higher interest rate

Accepted Answer

true

Question 27

compound interest

Accepted Answer

the more frequent the compounding, the greater the growth, get interest on money you put in and the interest

Chapter 19: Savings & Investment Strategies

Questions 27

Chapter 19: Savings & Investment Strategies

Questions 27