stud
bud
Sign up
Log in
Home
Library
Explore
SAT
More
Duplicate of Adult Roles Financial Literacy Part A Review Flashcards | StudBud
Explore
/
Duplicate of Adult Roles Financial Literacy Part A Review
Superficial Communications involves;
Long-term financial goals are:
Duplicate of Adult Roles Financial Literacy Part A Review
61 terms
·
StudBud Administration
·
844 plays
Imported from external platform
Flashcards
61 cards
F
Practice quiz
P
Host live
L
Questions
61
Answers
1
Long-term financial goals are:
Seldom accomplished
Easier to accomplish than short-term goals
Accomplished by older people
Easier to achieve if you set a short-term financial goals
2
Superficial Communications involves;
Talking about your hero
Talking about your goals for the future
Talking about deep subjects
Talking about daily events
3
Net income is always more than gross income.
True
False
4
"When the garbage isn't taken out, I am annoyed because it begins to smell" is an example of:
Validating
Blaming
A demand
An "I" message
5
What is a deductible?
The amount you pay towards a loss before insure comp. pays
The type of coverage you have on your vehicle
6
Which is an example of DESTRUCTIVE communication?
"you" messages
"I" messages
Speaking in a positive tone of voice
Making eye contact
7
When solving conflict, which of the following is DESTRUCTIVE
Talking one at a time
Avoiding personality attacks
Giving up on resolving the conflict
Attacking the problem, not the person
8
When a company is established (there for awhile) the company is less likely to be fraudulent.
True
False
9
Emergency savings is the best way to budget for unplanned expenses.
True
False
10
Jan is deciding which school to attend and making a list of possibilities.
Identifying the alternatives
Comparing the possible outcomes
Evaluating the results
Making the decision
11
Which of the following is not considered when determining the cost of living?
Cost of Transportation
Total Salary
Education Goals
Cost of housing
12
What are three examples of DESTRUCTIVE communication?
You messages
I messages
Character assasination
Blaming
13
Which statement is an appropriate active listening response?
If you think that's bad let me tell you what happened to me
"You must have been really upset by that."
Why did you say something like that to her
I know what I would do if I was in your place
14
An individual that has been a victim of rape should:
Throw away the clothes they are wearing
Shower and scrub their body as soon as possible
Never tell anyone
Go to the emergency room or a crisis center
15
Assertiveness in communication means:
Never saying no
Being forceful, hostile, or destructive
Expressing feelings honestly and directly
Putting other people down
16
How much money should be budgeted for housing each month?
20%
30%
50%
15%
17
What is an opportunity cost of dropping out of school?
Lower future income
Increased interesting activities
Higher future income
Wider choice of jobs
18
What is the purpose of goal setting in the financial planning process?
To clarify goal ranges
To differentiate between needs and wants
To facilitate decision making
To provide direction for spending and actions
19
What has the most impact on a teen remaining sexually abstinent?
The number of friends they have
Having a clear set of values
Wanting to impress others
How active their social life is
20
The phrase "Taking responsibility of decision" is BEST described by the statement:
Living with the consequences
Apologizing for mistakes you make
Justifying the decision
Explaining the decisions you have made
21
The only way to ensure that you do not have an STD before marriage is abstinence (NO SEX)
False
True
22
Which NONVERBAL communication type can help start a conversation with someone you don't know?
Smiling
Touch
Laughing
Blinking
23
Which of the following affects the total amount of income you will earn over a lifetime?
The type of job you had in high school
Level of Education
24
The higher the price of the product the better the quality the product will be.
True
False
25
Which of the following is a fixed expense?
Fuel for the Month
Cell Phone Payment
Credit Card Payment
Mortgage
26
A verbal contract is a good consumer practice.
False
True
27
What is compromise?
Involves communication through physical attacking
Both parties give up something and come to an agreement
Love that lasts forever
When one party is satisfied and the other is not
28
List two things tax dollars are used for:
After Christmas sales
Roads
Libraries/Schools
Private Investigators
29
What is a practical reason for an expensive purchase?
Peer Presure
Emotions
Impulse
Need
30
Which of the following does an employer usually provide?
A home
A group health insurance policy
All of the above
Lunch each day
31
Values are:
Ideas that change often
Personal and give us our identify
What are friends want us to do
32
If a verbal message conflicts with a nonverbal message, what do people usually believe?
Neither message
Their own conclusion
The verbal message
The nonverbal message
33
Which of the following is not a payroll deduction?
Self-employment tax
Federal Tax
FICA
State Tax
34
When people fight but yield on certain points are allowed to have their way on other points
Tantrums
Compromise
Discussion
Supression
35
What payroll deduction is voluntary? (select two)
Retirement
Social Security
Federal Income Tax
Health Insurance
36
An appropriate description of reachable goals is that they are:
Realistic, Measurable, and Specific
Realistic, Unmeasurable, and General
Realistic =, General, and Specific
Realistic, Unmeasurable, and Specific
37
Unconditional love is defined as:
Showing love regardless of their actions or beliefs
Showing love only when someone is at their best
38
Medicare is used for what two types of individuals?
Children
Retired
Mothers
Disabled
39
Goals should be determined by:
Our values
The expectations our parents have for us
Society's view on current issues
Our peers
40
What happens when behaviors are in opposition to values?
Guilt & Internal Conflict Arise
Happiness Abounds
41
Self-Concept will be LOWERED by:
Reaching personal goals
Finding satisfaction only when your are at your best
making good decisions
Finding satisfaction in your accomplishments
42
"I" messages are effectively used to:
Indicate a persons inappropriate behavior
Give directions to another person
Create solutions
Express feelings without making people defensive
43
Once you have created a budget it is not supposed to be flexible.
False
True
44
A pyramid scheme is a type of fraud that requires recruiting new members.
True
False
45
An advertisement with a happy family driving together in a car is telling the consumer
If you buy that car you can drive fast
This is how your family will be if you buy this car
46
Someone who is very jealous, short-tempered, and must be in control is more likely to be:
A victim
An abuser
47
A beneficiary is:
The person who receives the money if someone dies
The person who purchased the insurance policy
48
What is a consumer?
Someone who is actively attending school
A person who uses goods or services
49
T or F. The use of alcohol in a dating relationship often increases unintended sexual activity.
False
True
50
A positive self-concept is built by:
Thinking poorly of ourselves
Letting others make our decisions
Setting & achieving personal goals
51
A good reason for dating is to allow people to:
Show others they are liked
Learn about a relationship
Fell important
Fell secure about having someone to go out with
52
Which of the following is not a financial category typically used in a budget?
Financial Goal
Housing
Transportation
Savings
53
Which of the following is CONSTRUCTIVE behavior to use in a conflict situation?
Making eye contact
Making it clear that you will not give in
Raising your voice
Standing as close as possible to the other person
54
which of the following is not on a W-2?
Taxes withheld
Wages
Employers Name
Hours Worked
55
Which of the following is a positive characteristics in a dating partner?
Talking about others they have dated
Showing concern for your feelings
Being concerned only about him/herself
Always trying to impress you
56
Which of the following is DESTRUCTIVE behavior to use in a conflict situation?
Reflective listening
Clarifying
The need to be right
"I" messages
57
I messages express feelings without becoming defensive.
True
False
58
An unbiased source of consumer information is?
A sales person at the store
The company selling the product
A consumer magazine
All of the above
59
What is a premium?
The cost of your insurance policy
The type of insurance you have
60
Assertiveness in dating lead to healthy self-concept.
True
False
61
Which of the following is a wise consumer practice?
Finding the highest price item because its the best quality
Buying on Impulse
Considering the features you need in a product
Buying from an internet without a secure connection
