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Emerging Trends in Banking Flashcards | StudBud
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Emerging Trends in Banking
Emerging Trends in Banking
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1
Supply Chain Finance (SCF) is a Short Term _______ finance to DEALERS/ SUPPLIERS
Term Loan
Demand Loan
Working Capital
None of the above
2
What is the full form of FAME
Faster Adoption and Manufacturing of (Hybrid and) Electric vehicles
None of the above
Fast and Medium fast engine
Faster Adoption and Maintenance of Electric Vehicles
3
Our Bank Tied- up with e-Commerce platform ________ to disburse Non-Collateralized Loans to its vendors.
e-bay
Wall-mart
Paytm
Amazon
4
Our Bank has Partnership with _____ to provide finance for farm machinery & farm implements to be given on rent
3ME
RentMozo
RML Agtech Pvt
EM3
5
What is the full form of DISCOM?
Disco theatres in Mumbai
Distribution Companies
District Commerce
Districts in states coming under Marginal poverty
6
_______ is a daily Newsletter which has all relevant news pertaining to the Fintech sector
FinWin
FinSpace
FinTalk
FinWorld
7
Our Bank Tied- up with the e-Commerce giant to disburse NonCollateralized Loans to its vendors up to Rs. ______ Lacs
25
50
20
10
8
Full form of TReDS is __________
Trade Receivables Discounting System
Trade Receivables Discounting Software
Term Deposit Discounting System
Trade Receivables Database System
9
What is the full form of UDAY?
Ujjwal Din Aur (Raat) Yojna
Ujjwal DISCOM Assurance Yojna
United Disco And Yono
Unified District (Poverty) Alleviation Yojna
10
Bank of Baroda signed MOU with Allfresh Supply Management Pvt Ltd for extending finance to the _______________________
Fintech start Ups
farmers against pledge of warehouse receipts issued by the company
Whole sellers against pledge of warehouse receipts issued by the company
Vendors of Amzon for Working Capital Loans
11
TDS of 2% is applicable on cash withdrawal exceeding Rs. _______ from Bank account in a year
Two Crores
Three Crores
Four Crores
One Crore
12
AI stands for ……..
Acquired Intelligence
Artistic Intelligence
Automatic Intelligence
Artificial Intelligence
13
The Blocks in Blockchain technology are linked together and Secured using _____.
Codes
Chremography
Encryptions
Cryptography
14
NITI Aayog, is working on building the country’s largest blockchain network named_______
IndiaChain
BharatChain
IndiaBlock
Bharat Block
15
Bank of Baroda has sponsored a Special TV show on Doordarshan dedicated to Skill Development Named ________ .
Swarojgar Kaushal
Hunnarbaaz
Krishi Darshan
Yuva
16
Bank of Baroda has launched premium Banking Services for its HNI Customers known as ____
Baroda Global Shared Services
Baroda Wealth
Baroda Pioneers
Baroda Radiance
17
What is the full form of ARC?
Annual Review of Company data
Annual Resolution of company debt
Asset Reconstruction company
None
18
What is Baroda Brainy?
Bank of Baroda’s Robotic Assistant
Bank of Baroda’s Blockchain Tech Initiavtive
Bank of Baroda’s New Fintech Initiative
Bank of Baroda’s News Letter
19
A _______ is a piece of software that conducts a conversation via auditory or textual methods
Contact Center
BigData
Chatbot
Textbot
20
ACoE Means ____________
Analysis of Cryptography & Operational Excellence
Analytics Center of Excellence
Artificial Center of Excellence
Accelerated Center of ERP
21
Bank of Baroda partnered with ______ for contactless proximity communication using sound wave.
RFID
Wave communications
SoundPay
Tone Tag
22
Bank of Baroda has signed MOU with army which includes overdraft facility up to ___________times of monthly net salary.
three
one
four
two
23
Reverse repo is the rate at which
Banks lend to RBI against securities
Banks lend to RBI without securities
Banks borrow from RBI against securities
Banks borrow from RBI without securities
24
Bank of Baroda Partnered with _______ for offering UPI payment services of BHIM Baroda Pay UPI app to users on their app
Google Pay
Instapay
Payzapp
Truecaller
25
Our Bank has Tie-up with RML Agtech Pvt Ltd to provide __________
Mobile based information to the farmers
Inventory Information to Vendors
Verification of Housing Properties of Borrowers to SMS
Credit information of Companies to SMELFs
26
Bank of Baroda partnered with ____ to launch Baroda M-Invest app in the market for the customers
Fisdom
Razorpay
Finziward Solution Pvt Ltd
Fincare
27
Our Bank has tied up with _______ for using its Payment Gateway.
Payzapp
Razorpay
Mobipay
Moneypay
28
Our Bank has tied up with ________ to source mortgage backed Education Loan applications for Overseas Studies
Educare
EduSecure
GyanDhan
GyanMitra
29
Bank of Baroda has Collaborated with ________ to finance the Greenhouse-in-Box
GreenConcern Pvt Ltd
Kheyti Tech Pvt Ltd
Krishi Tech Pvt Ltd
FarmFresh Pvt Ltd
30
What is the purpose of NSIL?
To tap the benefits of research carried out by ISRO
To sell rockets developed by ISRO in open market
To have control over news channels and social media
To regulate news channels and social media
31
BoB partnered with _____, to finance individuals desirous of owning a vehicle and attaching the vehicle to it's platform
Ola
Akbar Travels
Uber
Zoom Car
32
Special Debit Card only for Radiance Customers is ______
Visa World
Master World
Master Radiance
Visa Platinum
33
Bank of Baroda has Partnership with _____ for generation of housing loan leads through their platform.
Housing & Urban Development Corporation
Credit Mantri
Deal4loans
Probe42
34
Our Bank has also tied up with popular platforms such as ________ for alternate Database underwriting.
SAS
CreditMitra
CreditMantri
Switch Me
35
What is the full form of NSIL?
New Space India Limited
News and Social-Media Intelligence Law
News and Social-Media Information Law
New Space Information Limited
36
BoB has collaborated with Global technology majors namely _____ & __________ to power a “state of the Art” ITCoE & ACoE
Infosys & TCS
IBM & Oracle
IBM & Accenture
Oracle & Accenture
37
SBI has launched the Robotic Assistant named ________.
Ira
Sia
Sri
SRA
38
Bank of Baroda has Collaborated with _______ to obtain information on listed/un-listed companies
Probe42
SIDBI
Credit Mantri
Infobazaar
39
Blockchains are one form of _________ Technology.
Fintech
Artificial Intelligence
Central Ledger
Distributed Ledger
40
India's first indigenously developed payment eco-system for transport
None of the above
National Common Mobility Card
National Transport Payment card
FasTag card
41
Bank of Baroda has partnered with ____ for mentoring and supporting the MSE ecosystem.
Amazon
Exim Bank
SIDBI
Flipkart
42
HDFC Bank has launched the Robotic Assistant named ______
Ira
Eva
HD-Bot
Sia
43
The scheme by Government of India to give pension benefit to retail traders
Pradhan Mantri Karam Yogi Maandhan Scheme
Atal Pension Yojna
New Pension Scheme
Pradhan Mantri Jan Dhan Yojna
44
NEFT transaction timing has been recently extended by RBI by
two hours
24X7
three hours
one hour
45
Our Bank has made a JV with _______ for Housing Loans
Finzicom
GyanDhan
Razorpay
Switch Me
46
What is the purpose of UDAY scheme?
For protection of Girls working in Discos in Mumbai
For financial and commercial development of districts
None of the above
Financial & Operational Turn around of Power Distribution Companies
47
Repo rate is the rate at which
Banks borrow without securities from RBI
Banks lend to RBI without securities
Banks borrow against securities from RBI
Banks lend to RBI against securities
48
Bitcoin, Etherium, Litecoin etc are the example of ______ .
Cryptocurrency
Artificial Currency
ChremoCurrency
Blockchain Currency
49
What is the full form of IBBI?
Insolvency and Bipartite Board of India
None of the above
Insolvency and Bankruptcy Board of India
Indian Bank for Basic Investment
50
Versify is a company who provides ________ to corporates
Big Data
Education Loans Reports
GST Software
MIS Reports