Personal Finance Ch 8 and 9

How can one lose money by purchasing stocks?

a retirement savings plan offered to employees by their employer is a 

The income you earn on an investment is called a

Selling stocks for less than one paid for them results in a 

Early withdrawal on a CD is usually subject to a(n)

Which of the following is correctly ordered from least risky to most risky 

The money you have on deposit in a savings account, CD, or other savings vehicle is called

If done carefully, investing money can have zero risk.

When you save you trade spending now for future spending.

Saving in a way that earns income is called investing.

A group of investments owned by many investors is a 

If you deposit $200 in savings and earn 2% simple interest, at year end you will have how much?

A share of the profits paid to preferred stock holders is called

If own $1500 in stocks and you are paid a 7% dividend, how much is the dividend?

Joe bought 200 shares of stock at $3 per share and sold them at $5 per share, his profit is

Today, those with deposits in bank savings account are earning interest of 2-3%

Interest can be compounded

A sales fee that you pay when you invest in a mutual fund is a(n)

Time is a huge factor when saving for retirement; the sooner one starts the more one will have

The ability to turn one's assets into cash is called

Interest paid on the principal and on the interest is called 

A written promise to pay a debt by a specified date is called a 

Money market accounts pay lower interest rates than regular savings accounts

The more often interest is compounded, the less interest you make.

A voting share that does not pay a set dividend is called

In general, the higher the risk the  _______________ the return

Insider trading is trading stock based on information not available to the public.

The chance that an investment will decrease in value is a 

Financial institutions that offer memberships to people who share a common bond is a