CA Home Policy

We offer 6 month policy terms for our Homeowners Products.

Where are your personal property items covered?

Would we come to your defense if you were being sued for giving your son down syndrome?

If I own a condo and I rent it out to someone... What policy do I need?

Coverage A will always increase annually on an HO3.

Do we cover vacant dwellings?

How much coverage does an HO4 holder get for Additions and Alterations they have completed?

I dropped my vase. Am I covered?

What amount do you get for fire department surcharge on a CAH3?

Is my daughter considered an insured on my homeowner's policy?

How much money will you get if someone stole your $3,000 ring and it wasn't scheduled?

On a CA HO3, what percentage do we use for Cov D?

How much of Coverage A do we set in a reserve for Building Code Upgrade?

Is Cov C on an HO4 subject to a deductible?

Is RCV for Personal Property optional?

What does WHARVES stand for?

Will we cover an Other Structure if you're using it for business purposes?

Why do we have the percentages we do for coverage B, C, D?

What type of policy do I need if I rent an apartment?