Budgeting - Income & Expenses

Recreation - hobbies, vacation, sporting equipment, camps, amusement parks, fair, etc.

Insurance - Home / Auto / Life / Health / Social Security / Etc.

Expenses that vary in amount or can change as money becomes available.

Household Equipment & Repairs - appliances / furniture / mower

Wardrobe Accessories - Jewelry, Shoes, Ties, Belts

Membership Dues - Union / Professional Associations / YMCA / Elks / Moose

Money spent

Housing - Rent / Mortgage Payments

Installment Payments - Auto / Furniture / Appliances / Personal Loans / Etc.

Income earned as salary or wages before taxes and other deductions.

Utilities - Gas / Electric / Water / Sewage / Garbage Pick-up

Taxes - Federal / State / Local / Property / School

Social security, worker's comp, unemployment, medicaid, medicare, SNAP & school lunch program

Entertainment - theatre tickets, sporting events, snacks, etc.

Portion of income not spent on immediate consumption.

Transfers risk from an individual to a company and policy holders.

Transportation - gas, repairs and upkeep

Required fees charged by the government on income & added to the cost of goods & services.

Savings - Emergency Fund / For Goals

Money received from working.

Clothing - new or used clothing / laundry / dry cleaning / repairs and alterations

Personal Care - grooming aids, haircuts & supplies, makeup, manicure, pedicure, tanning, etc.

Transportation - License plates / bus or subway fare / parking

An estimate of income and expenses for a set period of time.

Household Supplies - cleaning / first aid / yard & garden / stationary & postage

Take home pay.

Higher Education - Tuition / Room & Board / Books

Contributions - religious, charities, service groups, schools, colleges, social clubs

Set amount of money due on a specific date.

Monthly payment applied to the balance of a home loan.

Out-of-Pocket Health - medical, dental, eye care, Rx, medications

Home Services - Cell Phone / Internet / Cable / Direct TV

Food - groceries / restaurant

Interest & investment return, sale of assets, scholarships, gifts & child support are examples,

Income

Wages, salary, commissions, tips, bonuses and tax refunds are examples of:

Gifts - birthday, wedding, graduation, shower, holidays, etc.

Credit Card Payments / Student Loans

Court costs & fines / summer school / late fees

Expenses paid 4 times per year