Money Management

Issued by banks and can be used at manyplaces around the world.

Any money coming in

Which of the following is not a type of checking account?

Banks will honor your check or check card purchases even if they exceed your balance.

Interest earned on your initial deposit as well on the interest you earned, the better option

A plan for managing money for a given period of time.

A history or record of a person’sfinancial and credit practices.

Expenses that are constant and do not change, such as rent.

This institution is non-profit and controlled by its members.

An arrangement that allows consumers to buy goods or serves now and pay later.

Thetotal amount a purchaser must pay for the use of credit 

Interest earned only be initial deposit

This type of institution earns money on profit from their customers.

Expenses that do not necessary stay the same, such as groceries.

Identity theft could take place if these documents are taken, except what?

A type of savings that offers a guaranteed interest rate for a specific amount of time. 

The money you spend on needs and wants.

Which is not one of the 3 C's of credit?

Numericalexpression of a person’s credit worthiness.

Which would describe your paycheck after taxes?

You must pay entire bill each month exceptfor travel-related expenses.

% of money you would earn if left deposited for one year

The creditor’s evaluation of a person’swillingness and ability to pay debts.

A plan involving using strictly cash and dividing out your expenses.

Permit you to charge purchases only withthe merchant issuing the card.

On the back of a check you need to deposit, it requires your signature.

Whichfederal act states that collectors can't threaten or make repeated phone calls?

When you buy goods and services with acredit card or a charge account.

When you borrow money from a lender, such as a loan.

Making a purchase that exceeds what you have in your account.