Legal Concerns and Insurance Issues- Sports Med Law

Question 1

Third party reimbursement is the primary mechanism of payment for medical services in the US

Accepted Answer

True

Question 2

organization allows the individual discounted health care, but only if they see approved doctor

Accepted Answer

preferred providers org.

Question 3

If an individual fails to perform a legal duty it is known as:

Accepted Answer

act of omission

Question 4

The individual that takes out medical ins. policy is known as the policy holder

Accepted Answer

True

Question 5

An athletic trainer at an institution doesn't have to provide care to all individuals there

Accepted Answer

False

Question 6

Which of the provisions in an insurance policy requires the holder to pay a % of each claim

Accepted Answer

copayment

Question 7

There are different statutes of limitations; medical malpractice is:

Accepted Answer

3-10 years

Question 8

Scope of employment means an area of work an ATC participates in

Accepted Answer

False

Question 9

the school needs to make sure an athlete with no family ins. buys a personal health policy?

Accepted Answer

True

Question 10

Which of the following assumes an individual is neither skillful or cautious but is of prudence

Accepted Answer

standard of reasonable care

Question 11

Failure to use ordinary or reasonable care

Accepted Answer

Negligence

Question 12

if an ATC modifies protective equip. and an injury is sustained, the trainer is held liable

Accepted Answer

True

Question 13

manufacturers of products do not have a duty to design equipment that will not cause injury

Accepted Answer

False

Question 14

Which of the following describes malfeasance (act of commission)

Accepted Answer

when they perform an act that is not their legal duty

Question 15

A copayment is

Accepted Answer

A specific amount paid by the policyholder at treatment

Question 16

There are different statutes of limitations; Personal injury is:

Accepted Answer

3 years

Question 17

NOCSAE is a warning label on equipment

Accepted Answer

False

Question 18

athlete sprains an ankle if the ATC fails to provide care they can be held liable 4 negligence

Accepted Answer

True

Question 19

Misfeasance

Accepted Answer

performs an action incorrectly they have the legal right to

Question 20

Malfeasance

Accepted Answer

performs action that is not theirs to legally perform

Question 21

Definition of Litigious

Accepted Answer

Suitable to become a lawsuit

Question 22

Liability insurance that covers against claims of negligence on part of individuals

Accepted Answer

Professional Liability insurance

Question 23

when an athlete assumes the risk of the sport that means they cannot sue for any accidents

Accepted Answer

False

Question 24

Prudence

Accepted Answer

cautiousness

Question 25

For a negligence suit to be successful

Accepted Answer

must prove the ATC had a duty to reasonable care, the athletic trainer breached a duty, is a connection between injury and breach of reasonable care

Question 26

Reducing the risk of litigation involves:

Accepted Answer

allow injured players to return after physician clearance, Build a good relationship with athletes, coaches,parents,etc, develop an emergency action plan, maintain confidentiality

Question 27

which of the following is the avg. statute of limitations for negligence suits

Accepted Answer

one to five years

Question 28

Acknowledgement of risk in sports

Accepted Answer

Assumption of risk

Question 29

State of being legally responsible for the harm one causes to another person

Accepted Answer

Liability

Question 30

Catastrophic insurance;

Accepted Answer

covers spine, spinal cord, and brain injuries

Question 31

There are different statutes of limitations; Product liability is:

Accepted Answer

6 years

Question 32

NOCSAE is a standard for equipment safety

Accepted Answer

True

Question 33

Soverign immunity

Accepted Answer

gov't or people employed by the gov't can be held liable

Question 34

Dictates where an individual can receive care-permission given to see doctor outside of plan

Accepted Answer

Health Maintenance organization

Question 35

All claims submitted to third party payers for reimbursement must have a diagnostic code

Accepted Answer

True

Question 36

When a policyholder insurance company reimburses health care providers for services rendered.

Accepted Answer

Third Party reimbursement

Question 37

An ATC that burns an athlete because of improper use of a modality could be found to be?

Accepted Answer

All of the above

Question 38

which of the following organizations provides preventative measures & limits where to get care

Accepted Answer

health maintenance organization

Question 39

Nonfeasance

Accepted Answer

fail to perform a legal duty

Question 40

Professional liability insurance typically covers negligence in civil cases not criminal

Accepted Answer

True

Question 41

Accident insurance;

Accepted Answer

is a low cost plan to cover accidents on school grounds

Question 42

According to NOCSAE all football helmets must have warning labels informing athletes of risks

Accepted Answer

True

Question 43

General Health Insurance;

Accepted Answer

policy that covers illnesses, hospitalization, and emergency

Question 44

When coach or ATC assumes duty of caring for an athlete they have an obligation to give care

Accepted Answer

True

Legal Concerns and Insurance Issues- Sports Med Law

Questions 44

Legal Concerns and Insurance Issues- Sports Med Law

Questions 44