MM Final Part 1

The percentage of money an investor gains off of a risk.

A company whose stock is traded openly on stock markets.

What is the percentage of income you should donate

The Federal Deposit Insurance Corporation insures depositors against losing money in case of

A bond that an investor can trade for shares of the corporation's common stock is what?

An automatic loan made to an account in case the balance will not cover checks written

What is money placed in a checking account called?

Bonds issued at the same time but which mature at different dates are called?

The total amount of stock issued by a corporation is called __________.

A(n) report that shows the differences between a bank statement and a checkbook balance.

Your bank statement will include all of the following EXCEPT

A prolonged period of rising stock prices and a general feeling of investor optimism.

What is the percent of income that should be spent on investments?

Money paid to stockholders from a portion of the corporation's earnings on a regular basis

Which investment rating designates the riskiest investment?

The date when a bond will be repaid is called what?

A summary of a corporation's financial results for the year and its prospects for the future.

Profits from the sale of assets, such as stocks, bonds, or real estate is called ______.

The rate of return, or gain, earned from a bond is referred to as what?

When you pay yourself first, you _______.

A prolonged period of falling stock prices and a general feeling of investor pessimism

Compared with commercial banks, credit unions generally offer ______.

The amount of money that remains after subtracting the company’s expenses from its revenue.

Indicates how much and how quickly the value of an investment, market, or sector changes.

A security issued by a state or local government is called what?

In which kind of savings plan does the interest rate vary from month to month?

A rapid increase in the general price level of the market or of the price of a stock.

A mutual fund with an unlimited number of shares is called a what?

A company gets equity capital from ___________.

A bond that is backed only by the reputation of the issuing corporation not assets is what?

The relationship between a company's stock price and its earnings per share.

Truth in Savings law says that financial institutions have to inform you of all below EXCEPT

The dollar amount that the bondholder will receive at the bond's maturity is what?

Stock of large, well-established corporations with a solid record of profitability.

Stock that has steady earnings and continues to pay dividends even during economic declines is

Stock that guarantees a fixed dividend but does not provide voting rights

Earnings that a mutual fund pays to share holders are referred to as what?

Holding a variety of investments for the purpose of reducing overall risk.

A company that issues stock to a particular small group of people.

Which of the following financial services is best for saving money over a period of years?

Profits that a company reinvests are called __________.

The first sale or offering of a stock by a company to the public.

Credit cards allow you to______.

You will earn a higher interest rate when you _____.

The calculation for the rate of return is _______

The number of shares of stock traded during a particular time period.

Low-priced stocks of small companies that have no track record

A debit card allows you to _______

A bond that is backed by the assets of a corporation is called what?

A _____ is a request that a bank or other financial institution not cash a particular check

A stockholder's written authorization to transfer his or her voting rights to someone else.

A _______ is a stock that pays higher than average dividends compared to other stock

A mutual fund for which you pay a commission every time you buy or sell shares is what?

A unit of ownership in a publicly held company, also called share or equity.

What is the percentage that you should put into long-term savings?

Payments made to shareholders from the sale of securities in the fund's portfolio are what?

The first step in balancing a checkbook is _____

Stock that pays variable dividends, having more risk but giving owners voting rights.

What type of mutual fund has a fixed number of shares issued initially?

A fund to which a corporation makes deposits for the purpose of paying back a bond issue is?

A mutual fund that has no commission fee is referred to as what?