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LifeSmarts Consumer Rights and Responsibilities Practice Quiz Practice Quiz Flashcards | StudBud
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LifeSmarts Consumer Rights and Responsibilities Practice Quiz Practice Quiz
LifeSmarts Consumer Rights and Responsibilities Practice Quiz Practice Quiz
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LifeSmarts November Consumer Rights and Responsibilities Practice Quiz
Flashcards
47 cards
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Questions
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1
Which federal agency creates and enforces regulations to keep employees safe at work?
Federal Trade Commission
National Institute for Occupational Safety and Health
Equal Opportunity Employment Agency
Occupational Safety and Health Administration
2
The US Supreme Court hears cases involving the US Constitution. This power is called:
Legal restriction
Appeals process
Judicial review
Veto
3
Who pays the costs of the Medicaid program?
State and local governments share the cost
The federal government
Federal and state governments share the costs
State governments
4
Caucus meetings are generally held in relation to this type of election:
Gubernatorial
Presidential
Local
School board
5
To become a naturalized citizen of the US, you must meet which of the following requirements:
Be able to read, write, speak and understand basic English
Know a minimum of six other citizens
Have lived in the U.S. as a legal resident for at least 10 years
Be at least 21 years old
6
Congress allocates the most discretionary income to:
Social Security
The military
Payments on the national debt
Medicare
7
How old do you have to be to get a social security number?
Any age once you start working
21
16
There is no age requirement
8
In the US, which level of government has the power to conduct elections?
State and Federal
Local
Federal
State
9
People who buy products and services for their own use are:
Customers
Wholesalers
Retailers
Consumers
10
Under the Federal Trade Commission's Eye Glass Rule, consumers are entitled to:
A copy of their eyeglass prescription at no cost
Free eyeglass adjustments for the life of the glasses
Replacement eyeglasses if the original prescription is lost
A free eye examination every 5 years
11
Every time you agree to buy something you make:
An installment
A contract
An asset
A deal
12
Which of the following restrictions apply to a 14-year-old worker?
All of these apply
Cannot work more than 8 hours in one day
Cannot work more than 40 hours per week
Cannot work more than three hours on school days
13
Which of the following federal consumer protections is the oldest?
Truth in Lending Act
Pure Food and Drug Act
Sherman Antitrust Act
Nutrition Labeling Act
14
Most states have "lemon laws." These laws generally cover:
All of these
Farm equipment
New cars
Used cars
15
This federal agency would take action against "greenwashing" claims:
DOJ
FTC
EPA
NOAA
16
Products designed for sale in a specific chain of stores are known as:
Store brands
Name brands
National brands
Generics
17
The way a person chooses to live is referred to as their:
Standard of living
Home life
Lifestyle
Career
18
You want to sue your landlord because you think she unjustly kept your security deposit. You file in:
Appeals court
Federal court
Criminal court
Small claims court
19
The United States economic system is a:
Free market economy
Traditional economy
Mixed economy
Planned economy
20
Election fraud includes all but:
Tampering
Bribery
Impersonation fraud
Absentee ballots
21
The cost of a product per ounce is found by using the:
Universal price
Bar code
Weight price
Unit price
22
You buy detergent and expect it to work when used properly. This is called:
A memorandum of understanding
A warranty of merchantability
An extended warranty
An express warranty
23
What is at the top of Maslow's Theory of Human Needs?
Esteem
Safety and Security
Self-Actualization
Social needs
24
If you lost money to a scammer, you would report this to:
Federal government
Local police
State Attorney General
All of these
25
Manufacturing plants that pay unfair wages, use child labor, or violate workers' rights in other ways are:
Fashion houses
Sweatshops
Laboratories
Tailors
26
Workers in this sector often receive tips from customers:
The government
Sales positions
White collar jobs
The service industry
27
What you give up to get something else:
Quality
Law of Supply and Demand
Opportunity cost
Altruism
28
This name identifies a product:
Store brand
Label
Private label
Brand
29
A school official can search your locker:
If there are reasonable grounds to justify the search
When another student or a parent requests it
Only at the end of the school year
At no time, it is against federal law
30
This federal agency is concerned with clean air, water, and land:
CDC
EPA
CPSC
HHS
31
The state department of motor vehicles is part of the:
Mutual sector
Public sector
Private sector
Nonprofit sector
32
Manufacturers of clothing must label the items with:
At least one possible method of safe care
Care for all possible uses of the product
Two possible methods of safe care
All possible methods of safe care
33
As a consumer, your responsibility in product safety efforts includes:
Throwing away defective products
Using products until they are worn out
Identifying problems and responding to warnings
Using instructions if they are helpful
34
The Federal Trade Commission's Cooling Off Rule covers goods purchased:
Over the internet
In your home
In all stores, physical and virtual
At a discount store
35
If a company will not sell you a product unless you pay to become a distributor of it, this company is likely running:
A pyramid scheme
An affinity scheme
A Ponzi scheme
A legitimate business
36
To keep an auto's warranty in effect, the owner should:
Follow the maintenance requirements noted in the owner's manual
Drive as few miles as possible each year
Do repairs at home to save money, and notify the manufacturer
Take the auto to the same technician or garage
37
To save money when food shopping:
Shop before eating
Buy only products on sale
Prepare a grocery list before shopping
Buy only products on sale or using coupons
38
Which is not one of the top five trading partners of the US?
Canada
Germany
Japan
China
39
This symbol or design identifies a brand:
Emblem
Patent
Logo
Trademark
40
This person holds political office:
Incumbent
Candidate
Senior
Adviser
41
This federal agency prosecutes anticompetitive business practices:
FCC
US DOJ
CFPB
FTC
42
Which government agency is responsible for bicycle helmet safety?
Environmental Protection Agency
Consumer Product Safety Commission
Federal Trade Commission
National Highway Traffic Safety Administration
43
You're writing a letter to a business to resolve a complaint. You should:
Include original receipts and warranties
Threaten a lawsuit to get action
Send a detailed history of the problem
Be brief and to the point
44
You got your car repaired at a shop. You were unhappy and refused to pay. The mechanic:
Must provide an itemized receipt
Must provide a refund and uninstall new parts
May hire a mediator to settle the dispute
Can keep your car until you pay
45
Social Security is paid for by:
Employers and the federal government
Employee retirement accounts
The federal government
Employees and employers
46
The Federal Anti-Tampering Act makes it a federal crime to alter or tamper with:
The weight of any item sold to the public
Packaged consumer products
A fire or smoke alarm
Odometers on vehicles
47
Which of the following rights are guaranteed by the Bill of Rights?
The right to vote
The right to a jury trial
The right to pay taxes
All of the above