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Financial Literacy Flashcards | StudBud
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Financial Literacy
Financial Literacy
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Questions
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Answers
1
An email that asks you to click on a link and provide your information =
skimming
phishing
collateral
APR
2
First step to take when your credit card goes missing
File report w/ FTC
Call police
Cry
Cancel card
3
Most costly monthly expense for most people
Rent/mortgage
insurance premiums
food
car payment
4
Who would likely pay the highest life insurance premiums?
Cliff diver instructor
Accountant
Photographer
Teacher
5
Vocab: the amount of $ you pay after an accident before the insurance company begins paying
premium
deductible
collateral
APR
6
Which of the following is the most common form of stock market fraud?
Phishing
Insider trading
Pump & dump
Violations of the STOCK Act
7
Interest charged to you for not paying off your credit card balance at the end of the month
APR
Premium
Deductible
Outstanding balance
8
If you do not make your mortgage payments on time your home will be foreclosed b/c you...
have poor credit history
put it up for collateral
put it up for auction
put it up for investing
9
Who has the best credit score?
Trump - 376
Mr. Murray - 823
Bob - 757
Peggy - 550
10
Best way to determine if your SSN has been stolen and used
Call bank
Buy paper shredder
Call police
Check credit history
11
Which is most important when attempting to qualify for a bank loan?
Level of education
Married
Credit score
Height
12
Using a device to electronically "grab" someone's credit card information
Insuring
Phishing
Skimming
Investing
13
Which of the following would most drive up your car insurance premiums?
you smoke
multiple car crashes
race
gender
