Duplicate of Personal Finance Final Exam Review

What is the purpose of a W-2?

Why is it a good decision to have a diversified portfolio?

Which of the following would yield a larger investment assuming a constant 10% rate

What is an advantage of renting?

Joe makes 10 hour. Worked 40 hours. Taxes and withholdings 100. What is net pay?

What is the main function of a checking account?

What is the opportunity cost for something?

Which of the following are NOT part of a lease

Identify the safety tip for using ATMs

How does the time value of money benefit you?

Which of the following is an advantage to owning your own home?

If a stock has a BETA value of over 2.0 what does that tell an investor?

What factors influence your credit score

What does the FDIC do?

What is the relationship between risk and return?

What is good advice for buying auto insurance?

What is the difference between saving and investing?

What are the components of the 70-20-10 rule?

What is the security deposit for?

Which is NOT true about direct deposits or payments?

What is an example of non-installment credit?

Why do your values influence the way that you spend money?

Joe makes $10 per hour.He worked 30 hours this week. What is Joe's gross salary?

When can a landlord evict a tenant?

What are the components of a solid financial goal?

What should you do to start to prepare to buy a house?

Which of the following is true about the Federal Reserve?

Why is it advisable to shop for a credit card?

What factor can influence your starting salary at a new job?

What type of information is NOT found on a persons credit report?

What type of credit allows you to determine how much of the line of credit you use each month

What would be an example of an opportunity cost of investing in the stock market?

How does inflation impact the rate of return on investments?

One of the advantages of using credit is

What type of professional can help me create an investment portfolio?

What is the rule for how much should you keep in savings for emergencies?

What cash management tool would be best for investing money for 5 years?

Which of the following is NOT an example of installment credit?

What type of investment tools offers tiered interest rates(more you have the higher % you get)

What can happen to a person with a poor credit score?

When the market is doing well it is referred to as.....

What should you do if you are a victim of identity theft?

What is a benefit of electronic banking?

Why should you comparison shop for a vehicle?

What could you do to find out what career you would be suitable for and would enjoy?

Using the rule of 72, how long will it take for an investment earning 12% to double

What is a credit report?

What does the Truth in Lending Act do for consumers?

What is a housing lease?

Which type of credit makes the same payment each month at the same time every month.

How is a career different than a job

What would be something that you would buy using your discretionary income?

Who pays the property taxes on a rental property?

What is the purpose of a W-4?

Which of the following are traits of credit unions?