Personal Finance - Ch. 8: Investing & Retiring

To ensure that some of your retirement savings will not be taxed, contribute some $ to

When a company is successful, the board may agree to pay out

Earnings of a company paid out to shareholders

A reason that people need to save and invest is to

The last time that the USA issued war bonds was during the Korean War.

Long-term investments include all of the following mutual funds EXCEPT

A retirement plan found in nonprofit organizations such as churches, hospitals, and schools

Availability of money

If you get into financial trouble, borrowing against your retirement plan is a good idea.

You should start investing as soon as your college education is fully funded.

A mutual fund portfolio will have all investment dollars in one of four classes of assets.

Relationship between reward and risk

An investor who is interested in moderate risk for above-average growth should buy

Saving and investing have nothing to do with how much money you make

A list of your investments

Employee benefits packages

Government agency which is responsible for regulating the stock market

Money that is invested, either tax-deferred or tax free, within a retirement plan

Which of the following is a good investment option?

Piece of ownership in a company

Which statement is true about liquidity?

Some companies will match your contribution for retirement

Savings accounts & money-market accounts are most appropriate for

You can start investing with a small amount of money.

A savings account sold by an insurance company which provides payments to the owner

A savings plan designed for college tuition

Which of the following statements about the stock market is false?

The purpose of war bonds is to finance operations during war time.

The benefit of diversification in your investments is

When buying & selling investments, you should not

Federal agency responsible for collecting taxes and enforcing tax law

If you leave a job, what should you do with your employer retirement plan?

Money markets are great for your emergency fund since they are stable and liquid.

Single stocks and mutual funds carry the same amount of risk.

Good investment portfolios are extremely complex.