RC Module 12: Investing

Diversification reduces your ___ by using a mix of investment types in your portfolio.

When using a Roth plan, you invest your money after paying taxes, and the investment grows tax-free.

___ are extremely risky and should not be invested in.

Retirement is an age.

Roth IRA, 401(k), 403(b), 457, and Simplified Employee Pension are all examples of

Giving involves only money.

Live like no one else now, so later you can live and __ like no one else.

When you invest in a mutual fund, you are contributing to a pool of money that will be

When riding the highs and lows of the stock market, remember

__ is a measure of how much a company is worth.

Bull and bear are used to describe

Roth investments grow tax-free.

With a traditional IRA, you pay taxes on the money when you take it out.

document that describes the details of a mutual fund

The three components of compound growth are money, time and __.

the process of figuring out how much money you'll need in retirement and creating a plan to get there

When it comes to compound growth, this is essential:

When donating money, you should always

Before you invest, you should make sure a mutual fund has done well for 5-10 years.

If you're over the age of __, you need a will.

Be aware of any ___ you might receive, but don't bank on it as a key part of your retirement plan.

The typical age to withdraw retirement funds from an IRA without penalty.

Generosity is the cure for ___

It's okay to borrow money from your retirement account, but don't borrow money to invest in it.

Mutual funds should be left alone for at least 25 years.

When you invest, your goal is to earn a positive rate of return on investment.

Investing your money earns you more money because of . . .

Estate planning is what you want to happen to your assets after you retire.

Mutual funds are less risky and can outperform the stock market because . . .

___ assets can be easily bought or sold.

What are Social Security benefits intended for?

You should wait to be generous until you have money to give.

Why is it important to diversify?

You should invest 25% of your income in retirement.

When you're retired, you'll still have to pay taxes.

Retirement is not a(n) __ person thing. It's a(n) __ person thing.

Usually, the more liquid an asset is, the less return you can expect.

CDs and money market accounts are investments with __ risk & __ return.

Debt is not a wealth-building tool. Your largest wealth-building tool is

Dave recommends __ types of mutual funds for diversification purposes.

A security that represents part ownership of a company is called a(n)

Annuities are typically sold by __.

You can build a legacy you'll be proud of by

Never invest in anything that __