Personal Finance Final

By 1930, ______ cars were bought with car loans

95% of couples with great marriages discuss their___ and ____ together

The highest debt level is among which age group?

the top financial concern of teens is ...

44% of americans report they have less than ____ in savings.

over your lifetime, americans will spend an average of ____ hours at work

Two measures of wealth : income and _____.

what two elements do you need to build wealth through compound growth?

What a person earns after payroll taxes and other deductions are taken out; often referred to as take-home pay.

save up to pay for thing with___

Student loan debt has went from ____ in 2010 to _____ in 2020.

The average borrower has over ____ of debt not including a mortgage

The Five foundations provide a simple ___ to help you win with money?

Who made the following statement, "To give anything less than your best is to sacrifice the gift."

Having some money saved up can turn a crisis into a/an

Personal Finance=__% Behavior+__%Head knowledge

Fica stands for Federal____ Contribution Act

personal finance is 20% head knowledge about money. Whats the other 80%?

Tax day is ___

the best kind of budget is a ____ budget

We need to live on ________

the total value of all the goods and services sold by a country is known as what

Dave ramsey recommends investing your money in___

one of the best ways to track your expenses is the ______ system

the average person takes__years to pay off student loans

which of the following is not type of discretionary expense

What percentage of money was given by individuals to St.Jude

the S in HTTPS stands for

there were no credit cards prior to___

the secret to opportunites is the ____ Principle

a ___ form shows you how much you made during the previous year

In 1950, the average debt per person was...

the 3 ingredients needed for wealth building 1)money 2) time 3) rate of return

FAFSA stands for Free Application for Federal Student Aid

A___is a payout of net profits from a company to shareholders

Self-control is __________ maturity

whne you're creating your monthly budget what's the first priority under expenses

___% of teens said their parents were always worried about money?

how much should you have as an adult in your emergency fund?

which for is used to calculate how much income tax is withheld from your pay

95% of couples with great marriges dicuss their ___ and ___ together?

Take time to be _______

Top 3 reasons to save in order, 1) emergency fun 2)future large purchases 3) save for wealth building

A person or organization that uses a product or service....

give your budget ___ months to start working

what is it called when you make money on the percentage of total sales you make?

what will tracking expenses help you do?

If you live by Dave Ramsey's basic money principles now, you can ____ and ____ like no one else later.

An expression used to describe a person or household whose monthly income is devoted to expenses and has no savings

List the five foundations

The additional cost a lender charges for borrowing their money

the _____ of your future is determined by the choices you make today. -Anthony ONeal

___ million cannot afford enough food ___ million are children

when you should you consider getting umbrella insurance

which would be considered an emergency fund expense

the four types of cred you need to watch out for are 1)secured 2)unsecured 3) revolving 4)installment

We the people start to make a BIG difference by being _____

the persistent rise in cost of goods and services over time

We all have money...

Do not buy a mutual fund unless you are going to leave it alone for atleast ____

the gift tax limit is____ per individuals

When it comes to money, you are either a ___ or a ___?

four walls to prioritize are food, shelter, utilities, transportation

A ____ is also referred to as a four-year college degree or an undergraduate

There are no secrets of the rich. Personal Finance is all about

when you choose to spend your money now instead of investing it so its worth more in the future you've experienced

FDIC and NCUS insure your money up to ______ per account

Which of these investments accounts will provide a tax-free withdrawals at retirement?

In what year did the SLMA, known as Sallie Mae, begin offering government-funded federal loans to college students?

when you compare your spending records with the records from the bank you ____ your account

__expenses are the number one cause of bankruptcy in America

is it more important to have high net worth or net income?

controlling the use of a product or service is known as what?

your net worth is what you ____ minus what you ____.

the cost of goods or services; money paid out.

the average american family gives ___ of their household income

Avoiding debt can give you financial ______ and a sense of hope for the future.

what are three things you want to have full coverage on your auto insurance

the cost of groceries and gas is considered an

If you approach money with generous spirit, you'll be

Start ___ early

__% of millionaires stick of their budget

The granting of a loan and the creation of debt; any form of a deferred payment.

how much money was spent on pets last year

credit cards make money from , interest, annual fees, monthly fees

"In the house of the wise are stores of choice food and oil, but a foolish man ______~ Proverbs 21:20

you'll either manage your money or______ will always manage you.

66% of hiring managers decide if they like a person in the first_____

Which of the four economic sectors includes education, the government, and scientific research?

An example of a(n)___ is the taxes you pay on the fuel you purchase for your car at a gas station

when you make a purchase but later wish you hadn't done so.. you experience

you should buy a life insurance policy that's ___ times your annual salary

The problem isn't really that we don't know what to do-

How much money was spent on Christmas decorations last year in our country

The total value of everything you own such as car, house, jewelry, and money in savings and investments.

you should invest ___ of your income for retirement