Finance MidTerm

An individual who organizes and starts a business and assumes all financial risk for it.

Income from investments, including dividends, interest, or the sale of a property

A financial institution that protects persons against the risk of financial loss?

A method for measuring a particular sector of the stock market

Any expense that is not considered essential to the household or business.  

The liability of a corporation’s owners for no more than they have invested in the business. 

An expense that changes from period to period,such as food or gasoline costs. 

Record of money deposited for a stated time period at a fixed interest rate.

A federal agency responsible for regulating the securities industry.  

The process of comparing two sets of records and getting them to correspond. 

Which of the following will maximize your investment?

Any object of value, including cash, investments, property, and personal possessions. 

Debt securities that are issued by a borrower to raise capital.

The largest investment companies in terms of size, profit, and/or prestige. 

The date when a bond's principal is repaid to the investor. 

A method of raising capital through the sale of stock. 

The cost of borrowing money expressed as a percentage of the amount borrowed? 

A detailed plan to manage the spending and saving of money

A high-risk, high-yield bond of low credit quality

What were the 1920's known as? 

How many Federal Reserve branch banks are located throughout our nation? 

A private investment fund that is lightly regulated and uses leverage to invest in many markets

Companies that pool money from a large group of investors to buy stocks and other investments

A small investment firm that specializes in a limited number of services. 

An investor's ability to cope with fluctuations in the value of their portfolio. 

A security representing a share of ownership in a company. 

Stock of a financially sound company with a history of strong earnings and reliable dividends.

To control the supply or sale of a particular product, stock, commodity, or other asset.

The largest electronic stock exchange in the United States.

Income from rental property or other business activity where the owner isn't actively involved 

How much money does the FDIC insure and guarantee deposits for? 

money’s potential to grow in value over time

An expense that remains the same from period to period. 

A loan that is backed by collateral such as cars, houses, or other assets. 

The ability of individuals to make appropriate decisions in managing their personal finances?

The financial resources that are used to make money, which can take the form of equity or debt?

Financial tools such as stocks, bonds, and mutual funds that are traded on a stock exchange. 

Interest earned on both the principal amount and any interest already earned.

The central bank of the United States.

An obligation that legally compels an individual to settle a debt.

A co-op nonprofit financial institution that is privately owned and controlled by its members.

Refers to the degree of uncertainty of return onan asset; the possibility of loss

The general rise in prices of goods and services in an economy.

Which of the following is considered part stock and part mutual fund?

Savings account with higher interest rates and higher minimum deposit levels.

Which of the following is NOT an example of good debt?

A tax deferred account that allows individuals to plan for their retirement.

A method of raising capital through the sale of bonds, bills, or notes. 

The first time a company sells shares of its stock to the public. 

A legal entity that is separate from its owners.