stud
bud
Sign up
Log in
Home
Library
Explore
SAT
More
Quiz 2022 Flashcards | StudBud
Explore
/
Quiz 2022
Quiz 2022
40 terms
·
StudBud Administration
·
16 plays
Imported from external platform
Flashcards
40 cards
F
Practice quiz
P
Host live
L
Questions
40
Answers
1
Commercial Bank's dedicated WhatsApp number is
+94 773 353353
+94 713 353353
+94 714 353353
+94 777 353353
2
Which is NOT a working capital credit facility?
Margin Trading
Overdraft
Short Term Loan
Factoring
3
What is the total value of loans granted under Saubagya Scheme by Financial Institutions in Sri Lanka?
Rs.48Bn
Rs.60Bn
Rs.33Bn
Rs.53Bn
4
The BCG growth-share matrix classifies four types off SBUs. They are _____, _____, _____ and _____.
product; price; promotion; placement
sales; market share; price; promotion
planning; organizing; leading; controlling
stars; cash cows; question marks; dogs
5
The process of dividing a market into distinct groups of buyers with different needs,characteristics, or behaviors
target marketing
market segmentation
marketing strategy
positioning
6
Most portfolio analysis methods evaluate SBUs on two dimensions, namely _____ and _____.
market attractiveness; market growth rate
market growth rate; relative market share
market growth rate; profits
market share; sales
7
What is the Maximum Value Limit on Cheques/ Payorders Cleared by LankaClear Pvt Ltd
Rs.200Mn
Rs.1.0Bn
Rs.100Mn
Rs.500Mn
8
NCPI inflation (YOY) as at March 2022
15.5%
16%
15.10%
17.50%
9
What is the maximum amount that can be remitted outside of Sri Lanka in form of Telegrahic Transfer?
USD 100,000
USD 25,000
USD 50,000
USD 75,000
10
______ makes a service different from a product.
Pricing
Liquidity
Intangibility
Ubiquity
11
In the BCG approach, _____ are high-share, high-growth products. When their growth slows down, they turn into ________
cash cows; stars
question marks; dogs
stars; question marks
stars; cash cows
12
When opening a current account, introduction is obtained in accordance of Bills of Exchange Act
Section 81
Section 80
Section 82
Section 79
13
What is latest development of Q+ app?
Real-time payment of utility bills
Real-time payment of other bank credit cards
Ability to pay without an ATM card
Fund transfers between two accounts
14
Type of credit risk faced by a bank
Operational Risk
Concentration Risk
Exchange Rate Risk
Market Risk
15
What is maximum amount of FCY notes that can be issued to an individual?
USD 7,500
USD 2,500
USD 5,000
USD 10,000
16
CBSL provides an insurance scheme for Licensed Financial Institutions' deposit holders up to
Rs.1,000,000
Rs.1,100,000
Rs.600,000
Rs.1,500,000
17
In Sri Lanka the D-SIBs are required to have minimum capital adequacy ratio of
12%
14%
15%
13%
18
According to IFRS 9 Impairment Loan & Advances are classified under three statges. Stage 2 is classified as
Non Performing
None of the above
Under-performing
Performing
19
Statutory Reserve Ratio (SRR) as at 31.03.2022
4%
3%
2%
5%
20
Present one year USD Special Deposit Account fixed deposit rate
5.5%.p.a.
7.5%.p.a.
7%.p.a.
8%.p.a.
21
In order to identify "Hawala" transactions which of the following daily report could be used by Branches.
Personal Accounts with Multiple Debits (DZ9712)
Business Account with Multiple debits (BZ9715)
Business Account with Multiple credits (BZ9711)
Large Item Report (LARGEITM)
22
Marketing segmentation is useful for___________
All of the above
Prospects Identification
To know the customer’s tastes and preferences
To target current clients
23
Maximum amount that could be transfered using CEFTS?
4,000,000
5,000,000
6,000,000
10,000,000
24
Nomination cannot be given for
Personal Foreign Currency Account
Joint Savings Account
Senior Citizen Fixed Deposit
Current Account
25
Current foreign exchange rate policy in Sri Lanka
Free Float
None of the above
Pegged Float
Fixed
26
Which factor that a bank shall NOT consider when designing its Stress Testing Framework?
Microeconomic factors
On and off-balance sheet activities
Asset quality
Macroeconomic factors
27
Calculate the indirect quote if LKR/USD = 295
0.0025
0.0067
0.004
0.0033898
28
Early Warning Signal System uses 4 data points to predict customer behaviour. What is NOT a data point for EWS?
Transaction data of the borrower's
Financial Statement data
CRIB data
Credit facility type data
29
Which is NOT a cross currency quote
EUR/GBP
USD/AED
AUD/USD
USD/LKR
30
Not Negotiable Cross is explained in Bills of Exchange of Act under
Section 76
Section 81
Section 80
Section 82
31
Maximum interest rate for pawning as per latest CBSL instructions
13%.p.a.
10%.p.a.
12%.p.a.
11%.p.a.
32
Making more sales to current customers without changing a firm’s products is _____.
market development
market growth
market penetration
product development
33
ComBank RemitPlus "Win a Million" Campaign for 2022. Duration of the Promotion is
01st of January to 30th of April
01st of January to 30th of June
01st of January to 31st of March
None of the above
34
What is the maximum repayment period (inclusive of grace period) applicable for Diribala Green Development Loan Scheme?
8 years
6 years
7 years
5 years
35
1 month fixed deposit rate is 5.00%. Calculate the APR?
5.110
5.250
5.100
5.120
36
Minimum eligible income to apply for a Credit Card applicable for business customer category w.e.f. 18.01.2022 is
Rs.100,00/- Gross
Rs.50,000/- Gross
Rs.75,000/- Gross
Rs.40,000/- Gross
37
KYC is a requirement in terms of the provisions of
Financial Transaction Act No.05 of 2005.
Financial Transaction Act No.07 of 2007.
Financial Transaction Act No.06 of 2006.
Financial Transaction Act No.05 of 2007.
38
Interest rate applicable for Dotcom Teen Account is
2.5%.p.a.
3.5.p.a
3.0%.p.a.
4%.p.a.
39
Standing Lending Facility Rate as at 10.04.2022
13.5%
15%
16%
14.5%
40
Average Weighted Prime Lending Rate (AWPLR) as at 08.04.2022
8.52%
10.44%
9.52%
10.71%
