Final Exam Review (Personal Finance Fall 2015)

Which of the following refers to the amount repaid upon a bond reaching its maturity date?

A soft credit inquiry check will not have any impact on your credit score

The FTL Act requires all credit card companies to provide terms and fees in an easy-to-read box

Malley's Chocolates would best fit into which stock sector?

Which of the following is NOT considered one of the 4 C’s of credit? 

How many companies are listed on the Dow Jones?

A position where a person receives training by professionals in a certain field, but is un-paid

Investments that pool money from many investors to invest it in a set of stocks or bonds are

A commitment to work in a field you find interesting and fulfilling is considered ___________.

Which type of market describes an economy when investors are more optimistic?

Which type of credit that requires you to pay your balance in full each month?

Something you would like to have but can survive without is considered a ______.

Post-dated checks are accepted by most banks.

Obtaining a bachelor’s degree from a college or university will typically take _______.

Which of the following is NOT a major stock exchange?

The "S" in the S.M.A.R.T. goals acronym refers to goals that are _______.

What can be concluded from the illustration below?

Which of the following is the federal agency that backs and protects credit union accounts?

Which of the following is NOT considered earned income?

Goals which take three years to complete are considered to be ______ goals.

Which of the following represents money that is owed to a creditor?

When a business first offers stock for sale, it is called initial private offering 

The“M” in the acronym S.M.A.R.T. Goals represents which of the following?

Which of the following stocks pays a quarterly fixed dividend?

 Which type of stock typically would still perform well even during a recession?

Stocks are shares of ownership in a corporate-owned business

Having too much positive credit makes you appear risky AND contributes to a low credit score

Which of the following is a not-for-profit financial institution where you can deposit money?

Which of the following does NOT appear on a budget or spending plan?

A person who receives paychecks on a semi-monthly basis will receive ______ paychecks per year.

Decisions that are habitual and made on a daily basis are considered to be ______ decisions.

Which of the following accurately identifies ROUTING NUMBER in the checkpictured below?

Which of the following financial tools is NOT typically associated with spending money?

Acquiring hard skills does NOT involve a form of education or training.