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Emerging Trends in Banking Flashcards | StudBud
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Emerging Trends in Banking
Emerging Trends in Banking
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1
Our Bank has tied up with ________ to source mortgage backed Education Loan applications for Overseas Studies
Educare
GyanMitra
GyanDhan
EduSecure
2
NEFT transaction timing has been recently extended by RBI by
two hours
24X7
three hours
one hour
3
Bank of Baroda signed MOU with Allfresh Supply Management Pvt Ltd for extending finance to the _______________________
Whole sellers against pledge of warehouse receipts issued by the company
Vendors of Amzon for Working Capital Loans
Fintech start Ups
farmers against pledge of warehouse receipts issued by the company
4
Our Bank Tied- up with e-Commerce platform ________ to disburse Non-Collateralized Loans to its vendors.
e-bay
Wall-mart
Amazon
Paytm
5
HDFC Bank has launched the Robotic Assistant named ______
HD-Bot
Eva
Ira
Sia
6
Special Debit Card only for Radiance Customers is ______
Master Radiance
Visa Platinum
Visa World
Master World
7
AI stands for ……..
Artistic Intelligence
Artificial Intelligence
Acquired Intelligence
Automatic Intelligence
8
Our Bank has Tie-up with RML Agtech Pvt Ltd to provide __________
Mobile based information to the farmers
Verification of Housing Properties of Borrowers to SMS
Credit information of Companies to SMELFs
Inventory Information to Vendors
9
Our Bank has also tied up with popular platforms such as ________ for alternate Database underwriting.
CreditMantri
CreditMitra
Switch Me
SAS
10
NITI Aayog, is working on building the country’s largest blockchain network named_______
BharatChain
IndiaBlock
Bharat Block
IndiaChain
11
Reverse repo is the rate at which
Banks borrow from RBI without securities
Banks lend to RBI against securities
Banks lend to RBI without securities
Banks borrow from RBI against securities
12
_______ is a daily Newsletter which has all relevant news pertaining to the Fintech sector
FinSpace
FinTalk
FinWin
FinWorld
13
Our Bank has made a JV with _______ for Housing Loans
Razorpay
GyanDhan
Finzicom
Switch Me
14
BoB partnered with _____, to finance individuals desirous of owning a vehicle and attaching the vehicle to it's platform
Zoom Car
Ola
Uber
Akbar Travels
15
Full form of TReDS is __________
Trade Receivables Discounting Software
Trade Receivables Database System
Trade Receivables Discounting System
Term Deposit Discounting System
16
Our Bank has Partnership with _____ to provide finance for farm machinery & farm implements to be given on rent
RentMozo
3ME
RML Agtech Pvt
EM3
17
Bitcoin, Etherium, Litecoin etc are the example of ______ .
Cryptocurrency
ChremoCurrency
Artificial Currency
Blockchain Currency
18
Bank of Baroda partnered with ______ for contactless proximity communication using sound wave.
RFID
Tone Tag
Wave communications
SoundPay
19
Blockchains are one form of _________ Technology.
Distributed Ledger
Fintech
Central Ledger
Artificial Intelligence
20
What is the purpose of NSIL?
To sell rockets developed by ISRO in open market
To tap the benefits of research carried out by ISRO
To have control over news channels and social media
To regulate news channels and social media
21
Bank of Baroda has signed MOU with army which includes overdraft facility up to ___________times of monthly net salary.
two
one
four
three
22
SBI has launched the Robotic Assistant named ________.
SRA
Sia
Sri
Ira
23
Supply Chain Finance (SCF) is a Short Term _______ finance to DEALERS/ SUPPLIERS
Demand Loan
Working Capital
None of the above
Term Loan
24
What is the full form of NSIL?
News and Social-Media Intelligence Law
New Space India Limited
New Space Information Limited
News and Social-Media Information Law
25
What is the full form of UDAY?
Unified District (Poverty) Alleviation Yojna
Ujjwal DISCOM Assurance Yojna
Ujjwal Din Aur (Raat) Yojna
United Disco And Yono
26
Bank of Baroda has sponsored a Special TV show on Doordarshan dedicated to Skill Development Named ________ .
Hunnarbaaz
Krishi Darshan
Yuva
Swarojgar Kaushal
27
Bank of Baroda has partnered with ____ for mentoring and supporting the MSE ecosystem.
Amazon
Flipkart
Exim Bank
SIDBI
28
Repo rate is the rate at which
Banks lend to RBI without securities
Banks borrow against securities from RBI
Banks borrow without securities from RBI
Banks lend to RBI against securities
29
The Blocks in Blockchain technology are linked together and Secured using _____.
Chremography
Codes
Cryptography
Encryptions
30
Versify is a company who provides ________ to corporates
GST Software
Education Loans Reports
MIS Reports
Big Data
31
Bank of Baroda has launched premium Banking Services for its HNI Customers known as ____
Baroda Pioneers
Baroda Global Shared Services
Baroda Wealth
Baroda Radiance
32
Our Bank Tied- up with the e-Commerce giant to disburse NonCollateralized Loans to its vendors up to Rs. ______ Lacs
25
50
10
20
33
Our Bank has tied up with _______ for using its Payment Gateway.
Moneypay
Payzapp
Mobipay
Razorpay
34
TDS of 2% is applicable on cash withdrawal exceeding Rs. _______ from Bank account in a year
Two Crores
Four Crores
One Crore
Three Crores
35
Bank of Baroda has Collaborated with _______ to obtain information on listed/un-listed companies
Probe42
Infobazaar
SIDBI
Credit Mantri
36
The scheme by Government of India to give pension benefit to retail traders
New Pension Scheme
Pradhan Mantri Jan Dhan Yojna
Pradhan Mantri Karam Yogi Maandhan Scheme
Atal Pension Yojna
37
What is Baroda Brainy?
Bank of Baroda’s Blockchain Tech Initiavtive
Bank of Baroda’s News Letter
Bank of Baroda’s New Fintech Initiative
Bank of Baroda’s Robotic Assistant
38
Bank of Baroda has Collaborated with ________ to finance the Greenhouse-in-Box
GreenConcern Pvt Ltd
FarmFresh Pvt Ltd
Kheyti Tech Pvt Ltd
Krishi Tech Pvt Ltd
39
Bank of Baroda Partnered with _______ for offering UPI payment services of BHIM Baroda Pay UPI app to users on their app
Google Pay
Instapay
Payzapp
Truecaller
40
What is the full form of ARC?
Asset Reconstruction company
Annual Resolution of company debt
Annual Review of Company data
None
41
India's first indigenously developed payment eco-system for transport
FasTag card
National Transport Payment card
None of the above
National Common Mobility Card
42
What is the full form of FAME
None of the above
Fast and Medium fast engine
Faster Adoption and Maintenance of Electric Vehicles
Faster Adoption and Manufacturing of (Hybrid and) Electric vehicles
43
What is the purpose of UDAY scheme?
For financial and commercial development of districts
Financial & Operational Turn around of Power Distribution Companies
None of the above
For protection of Girls working in Discos in Mumbai
44
What is the full form of DISCOM?
Disco theatres in Mumbai
Distribution Companies
Districts in states coming under Marginal poverty
District Commerce
45
What is the full form of IBBI?
Insolvency and Bankruptcy Board of India
Indian Bank for Basic Investment
Insolvency and Bipartite Board of India
None of the above
46
ACoE Means ____________
Accelerated Center of ERP
Analysis of Cryptography & Operational Excellence
Artificial Center of Excellence
Analytics Center of Excellence
47
Bank of Baroda has Partnership with _____ for generation of housing loan leads through their platform.
Deal4loans
Housing & Urban Development Corporation
Credit Mantri
Probe42
48
Bank of Baroda partnered with ____ to launch Baroda M-Invest app in the market for the customers
Razorpay
Fincare
Finziward Solution Pvt Ltd
Fisdom
49
A _______ is a piece of software that conducts a conversation via auditory or textual methods
BigData
Contact Center
Chatbot
Textbot
50
BoB has collaborated with Global technology majors namely _____ & __________ to power a “state of the Art” ITCoE & ACoE
IBM & Accenture
Oracle & Accenture
Infosys & TCS
IBM & Oracle