Which strategy would be the most effective to decrease risk of fraudulent credit card use.

Sign back of card with signature and “Please see picture ID”

Which of the following is an act of identity theft?

Wrongfully acquiring and using someone’s identification

License, debit card and credit card are stolen. Which is NOT something a thief might do?

Take a college admissions exam in their name.

Which is a general rule to minimize identity theft when dealing with credit reports?

Check any credit report at least once per year.

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Protecting Yourself from Fraud

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fraud

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Questions 7

Answers

1
Which of the following actions will not make an individual vulnerable to identity theft?
Using a computer without updated spyware
Responding to an email from your depository institution
Paying cash for a movie ticket
Throwing mail in the garbage
2
Which strategy would be the most effective to decrease risk of fraudulent credit card use.
Use credit cards for all purchases to pay one bill a month
Sign back of card with signature and “Please see picture ID”
Carrying all credit cards in wallet so they don’t get lost
Give account numbers over the internet rather than the phone
3
What is a safety tip to follow when shopping online?
Black out the account # on credit card bill before returning
Shred all receipts as soon as the item has been received
Use a debit card
Use a credit card
4
Which personal information is LEAST LIKELY to be used by scammers?
Driver’s license numbers
Credit card numbers
Phone numbers
Bank account numbers
5
Which of the following is an act of identity theft?
Having the same name as another person
Taking the identity of someone as inspiration for a costume
Wrongfully acquiring and using someone’s identification
Receiving permission to use a parent’s credit card
6
License, debit card and credit card are stolen. Which is NOT something a thief might do?
Rent an apartment under their name
Take a college admissions exam in their name.
Use their name during an arrest
Make purchases with their credit card
7
Which is a general rule to minimize identity theft when dealing with credit reports?
Check any credit report at least once per year.
Report mistakes to only one credit reporting agency.
Wait 60 days before disputing any wrong information found.
Keep credit reports in an easily accessible location.

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