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Consumer Bowl Test Review
Consumer Bowl Test Review
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1
Select the best tips for protection against carbon monoxide poisoning
change the batterie4s in both your smoke alarm and CO
install a carbon monoxide detector in your bedroom
All of These
have a technician inspect your fuel burning applicances
2
a retail merchandiser has how many days to honor a rain check?
within 30 days of the date issuance
15 days after the sale
within 60 days of the date of issuance
there is no limit
3
Before taking and medication, be certain
How the medicine should be stored
How it should be taken
When it should be taken
All of the above
4
What is unit pricing "MOST" used for?
Learning what the store owner paid for a food item
Comparing prices of differen brands & size of the same food
what an item would cost if bought in large quantities
Showing what an item would cost with store coupon
5
when a consumer leases an automobile, who is responsible for
insuring
the vehicle?
the consumer
the new jersey department of banking and insurance
a private insurer
the leasing company
6
The final sale of an item or items to zero inventory.
Bait and switch
Going out of business
Close out sales
7
The brokerage firms action is considered tecket____
Repossession
Scalping
Stealing
Lottery
8
in the first 30 seconds of a call telemarketers must give their name and company the represent.
False
True
9
In a Ponzi scheme a con artist uses money from new investors to pay previous investors
True
False
10
Which consumers can order goods directly without going to the seller's place of business.
Factory Outlet
Fictitious former price
Catalog
Multi-tiered pricing
11
Mail order is the buying of goods or services by maildelivery.
True
False
12
A number roughly between 300 and 850 that reflects your credit history on your credit report is
Your IQ
Your ACT score
Your credit score
Your SAT score
13
Toys such as bicycles, scooters, and skateboards are safer when children wear protective gear.
True
False
14
An important item to look for when leasing a car is?
Excess wear and tear policy
Gap insurance
Excess mileage policy
All of the above
15
Which of the following is not a before buying tip ?
Avoid toys that have objects that can be shot or propelled
Avoid toys with sharp points or edges
Look for toys that are made from dangerous substances
16
A person who reports that their credit card has been lost or stolen is responsible for?
No unauthorized charges
Any unauthorized charges
Any unauthorized charges until the loss or theft is reported
Only the first $50 of any unauthorized charges
17
NJ Law requires those who are under ___ years to wear a helmet while riding a bike or skates
17
18
14
19
18
what is the best method of payment for vacation travel?
pay with a debit card
pay with a credit card
pay with cash
pay by check
19
An ___ is the process of buying and selling merchandise to a consumer who is willing to bid.
Bait and switch
Raffle
Auction
Steering
20
Accurate negative credit information can be erased from your credit report.
True
False
21
It is illegal for a business to increase prices 10% morer from the price prior to the state
False
True
22
Which organizations administers the national "DO NOT CALL" registry?
the national protection office
the national consumer affairs commission
the federal trade commission
the federal communications commission
23
Which of the following is not a credit bureau?
Trans Union
Experian
Equifax
Trans Excel
24
If you find a problem the credit bureau has___days to investigate and must inform you within___
60 & 30
10 & 5
30 & 10
25
Pharmacies will always ask for a valid prescription and for a doctor number to verify the order
True
False
26
Under the NJCPLA, a lease is a long term rental of ?
180 days or more
90 days or more
60 days or more
120 days or more
27
Which is one of the responsibilities of the national highway traffic safety administration?
All of the above
To investigate safety defects in motor vehicles
To regulate traffic lights and signs
To monitor gas prices
28
What does a bureau do ?
Approves applications for credit
Extends credit to qualified applicants
Informs applicants of the reasons for denial of credit
Provides creditors with reports of consumers bill records
29
If you seek assistance from a credit repair company you are protected under the federal?
child labor laws
Credit repair organization act
bill of rights
30
Collision coverage pays for damage to your car, even if the accident was your fault.
False
True
31
Upon request patient records must be released within ___ days of the request.
60
30
90
32
What must be displayed when you go into a hair styling salon or barbershop?
A list of products that they use
How many employees are in the shop
how many years they have been in busness
The licenses of all the people who work on clients
33
To become licensed as a doctor of chiropractic must complete a minimum of ____ of college study
2
4
8
6
34
According to the U.S Secret Service ____ is one of the fastest growing ploys used by criminals.
Diving
Phishing
Skimming
35
If you are a victim of identity theft you should?
Contact the federal trade commission
Report the theft to the local police
All of the above
Report the theft to the three major credit bureaus
36
The office of____annually inspects and certifies all commercial weighing and measuring devices.
Sercurities
Social work examiners
toy Safety
Weights and Measure
37
You have _____ days to cancel the contract between you and the credit repair company.
3
60
30
10
38
Before hiring a contractor to do home repairs, you should?
All of the above
Demand a written contract. and dont sign for anything .
Never pay the full price up front
Demand a copy of the contractors liability insurance policy
39
New Jersey requires auto dealers to fully refund consumers who new autos that is defective
first 1800 miles
within the first 10 years
both A and B
first two years
40
Is any electrical, mechanical or thermal article produced or distributed for sale to a consumer
Fictitious former price
factory outlet
Closeput sale
Home appliance
41
Liability insurance pays for the victims injuries & property damage as well as your legal bills
True
False
42
There is a __filing fee to file a lemon law claim which is refunded to you if you win your case
$50
$100
$75
$200
43
An establishment owned by a manufacturer that is used primarily to offer at retail ?
Factory outlet
Closeout sale
Home appliance
Multi-tiered pricing
44
Carbon Monoxide is a colorless, odorless and poisonous gas that kills.
True
False
45
all of the following must be on the prescription label of your pets medicine except?
the date it was dispensed
the strength per unit
the location where the animal was purchased
the name of the drug or device
46
The used car lemon law warranty length is based on what ?
The condition of the vehicle
The model year of the vehicle
All of the above
The mileage of the vehicle
47
A person who steals receipts from transactions you have made with a card from trash is called ?
Scuba diver
Phishing
Scamming
Dumpster diver
48
Mediators and arbitrators are volunteers they are required to complete a ?
Three day training
Two day training
Thirty day training
Ten day training
49
What year did governor Woodrow Wilson establish the office of weights & measures to protect NJ?
1930
1911
1932
1948
50
RTO stand for?
Refer two olympiads
Run to ottawa
Rent to own
51
When a check bounces who If anyone is usually charged a fee ?
The person to whom the check is written
Both B and C
Neither the person who writes or to whom the check is to
The person who writes a check
52
which is not one of the three credit reporting bureaus ?
Halifax
Trans Union
Equifax
Experian
53
An athletic trainer can be an employee of a ?
School
All of the above
College
Personal athletic team (lakers)
54
You should always give a donation when a caller gives a good pitch by PRESSURING you to donate
False
True
55
how many days do you have from the date of your credit card statement to file a written dispute
90 days
30 days
60 days
5 days
56
Many toys have been recalled by the consumer product safety commission because of lead content.
False
True
57
Which of the following is not an after buying tip?
Teach your child to use every toy properly
Throw away all toy packaging such as plastic and Styrofoam
Assemble toys without looking at the manuals
Look for toys that are made from dangerous substances
58
Who pays one of the highest automobile insurance rates?
Middle age males
Teenage females
Teenage Males
Middle age females
59
Before taking pills ask your _____ to review the medication with you.
Mail man
Teacher
Pharmacists
Lawyer
60
D
igital
S
ubscriber
L
ine are used to provide internet access by transmitting digital data.
True
False
61
A pet dealer is required to label and identify each cage with what information?
The name address of the attending licensed
The date and place of birth of the animal
All of the above
The sex and breed of the animal
62
What does GAP insurance cover?
The replacement value of a leased car bad what is still owed
The difference between collision and bodily
The driver of another car who has an accident w/o insurance
63
The term of protection is ____ miles or ____ years from the original date of delivery.
34,000 & 3
24,000 & 2
50,000 & 5
64
A written statement issued by an advertiser allowing the purchase of designated merchandise....
Multi-tiered pricing
Home appliance
Fictitious former price
Rain check
65
The law establishes that during a state of emergency excessive price increases are?
Accepteable
legal
illegal
suggested
66
how long must a doctor keep your medical records?
seven years
permantly
it depends on the doctor
until you ask for them
67
NJ's___law imposes tough restrictions on the telemarketing industry and provides privacy.
Do not disturb
Let me alone
Do not call
68
When taking prescription drugs you should check the expiration date carefully when to taking it
False
True
69
The Board that oversees chiropractors in NJ is the state board of ______ examiners
social work
Uronolgy
Chiropractic
massage
70
Your case can be heard in small claims court if your claim is for less than $3,000.
True
False
71
Many credit card issuers charge an annual fee for giving you credit. what is the cost range?
$50 to $100
$15 to $35
$5 $10
72
Charcoal grills are recommended for indoor use.
False
True
